Your financial wellness is important to us.
That’s why we want to provide you with all the resources you need to take control of your financial health!
Benefits of Credit Score
- Daily Access to Your Credit Score & Report
- Personalized Credit Score Action Plan
- Special Credit Offers
- Real-Time Credit Monitoring Alerts
- Credit Score Simulator
- And More!
Get to Know Credit Score!
How to Access SavvyMoney in Online and Mobile Banking
Any primary account holder who is enrolled in online banking can start getting their credit score for free with just a few easy steps. Just log in with your preferred device and follow the directions below!
Online Banking through Your Web Browser
- Log into online banking through your internet browser
- Review and accept the SavvyMoney Terms of Service
That’s it! You’ll now see your updated credit score every time you log in online or through your mobile app.
Note: if you don’t see your credit score in the mobile app, try updating to the latest version. Then follow instructions from the Apple or Android pages of this guide.
Mobile Banking on Your Apple Device
If you’ve already agreed to the Terms of Service in Online banking, you should see your score already on the Accounts page of your mobile app. If you don’t see your score, follow these steps:
- Check for app updates in the app store and install the latest version
- Open your Sierra Pacific mobile app on an Apple device and log in
- If you’re already enrolled in SavvyMoney, your credit score should now appear on the main Accounts page
- Still no score? Navigate to the menu in the top left corner
- Tap “My Credit Score” under the Service menu
- Agree to the Terms of Service when presented
Mobile Banking on Your Android Device
If you’ve already agreed to the Terms of Service in Online banking, you should see your score already on the Accounts page of your mobile app. If you don’t see your score, try these steps:
- Make sure your app is updated to the latest version – 5.1.30
- Open your Sierra Pacific mobile app and log in
- If you’re already enrolled, your credit score should now be visible on the accounts page
- Still no score? Navigate to the menu in the top left corner
- Tap “My Credit Score” under the Service menu
- Agree to the Terms of Service when presented
Credit Score by SavvyMoney FAQs
Sierra Pacific Credit Union uses specific lending criteria to make decisions on loan approval, rate, terms, etc. Any loan application submitted to Sierra is subject to our lending policies and may not match the offer, estimated score, or estimated rate or savings presented in SavvyMoney.
Yes!
You transfer funds from another bank or CU to Sierra, and vice-versa, through the “Transfers” feature in online and mobile banking.
You’ll need to set up each external account you’d like to connect, wait 2 days, and verify the account.
Once verified, that external account will be an option in your “Transfer To” and “Transfer From” menus. At this point, you can make a one-time transfer, or set up regular automatic transfers.
Transfer limits between your Sierra and external accounts apply. There is no fee for this service.
There are lots of options for making your loan and credit card payments.
- Set up Direct Deposit
- Use an External Bank Account to schedule Automatic Transfers
- Use our Payment Portal to make one-time or automatic payments with a debit card or external bank account. There’s a small fee for this service.
- Mail a check
- Stop by a branch to pay by cash, check, or card (there’s a fee for this) in person.
- Call a branch to pay over the phone with a debit card (there is a fee for this)
- Set up automatic bill pay from your other bank or credit union’s online banking.
Find details and instructions on all these payment options here
Yes. You can deposit cash with your Sierra Pacific Debit card at the following locations:
- Any Sierra Pacific FCU branch
- Note that Sierra’s branches do not accept change
- Nearly 5,000 surcharge-free ATMs
- 30,000+ shared branch locations
You can apply for all personal loans and credit cards online.
Click here to apply for a Mortgage
Click here to apply for all other personal loans and credit cards
Or find loan applications inside your online or mobile banking account
We have remote signing options available. Please discuss this with your loan officer or contact a branch for more information.
To apply for a loan online, click here.
We are here to help members reach their financial goals, even (and especially) when unexpected situations throw them off-track.
There are a number of ways we can help members facing financial hardship. Please reach out so we can find the best solution for your situation.
Email: jdemuth@sierrapacificfcu.org
Call: 775-857-2424
We’re here to help, but want to find the best solution for each individual member. Reach out to see how we can best help you.
Email: mmathias@sierrapacificfcu.org
Call: 775-834-4579
Not to worry, we’ll help you out. Please contact your loan officer to walk you through this process.
We run your credit score before pre-approving, and that original score applies for 45 days. If your preapproval period elapses before the loan is finalized, please contact your loan officer to discuss options.