Sierra Pacific FCU has been serving our members and communities in the heart of the west for over 84 years. We remain prepared to protect member finances by offering excellent share insurance, maintaining a strong balance sheet and keeping reserves well above the required level.

We are proud of Sierra’s financial position, and are always open to review this with any member. Members can reach out directly to Sierra’s President, Jim Hunting, by calling 775-834-3337 with any questions or concerns.

Share Insurance

All deposit accounts at Sierra Pacific FCU are insured up to $500,000.

  • Insured up to $250,000 by the National Credit Union Administration (NCUA), the federal agency that regulates all U.S. credit unions. Click here to learn more.
  • Insured for an additional $250,000 by Excess Share Insurance, a private insurer. Click here to learn more. 

This exceptional level of coverage is provided at no additional cost to you, and protects member deposits in the unlikely event that this institution should fail.

3rd Party Safety Ratings

Sierra Pacific is recommended by all major industry safety and soundness organizations.


Capital are funds set aside as reserves against shocks, like recessions.

The NCUA defines Sierra Pacific FCU as a “well capitalized” institution*. The minimum requirement for this NCUA definition is a 7% Capital Ratio (Capital/Total Assets).

As of February 29, 2020; Sierra’s Capital Ratio was 12.53%.

This ratio is reported quarterly on the NCUA website. Sierra’s charter number is 1000.

*As defined by the NCUA, part 702 of the Rules and Regulations


If you’d like to discuss Sierra’s safety and soundness, please feel free to contact CEO Jim Hunting at [email protected] or 775-834-3337.

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Sierra Pacific Federal Credit Union