Keep Your Cash Options Open.

In 10-minutes or less, you could have the flexibility to access money when you need it.

Your Dream Home Is Within Reach

You’re covered by the equity you’ve built in your home, so your interest rate could be lower than other loan types. So, go ahead and dream big on plans for your humble abode.

upgraded kitchen
upgraded kitchen

Here For The Planned & The Unplanned

Your home’s equity can be used for many home improvement projects. Whether you unexpectedly need a new roof, or you’re planning to remodel or add on to your home’s value, an affordable Home Equity Line of Credit from Sierra Pacific has you covered.

What Can I Do With a HELOC?

bathroom with toilet and wooden sink a round mirror and blue pattered wallpaper
Remodel a Bathroom
guy in a yellow highlighter vest and a yellow hard hat is putting new shingles on a roof on a hot summer's day
Replace Your Roof
lady and a man looking at a refrigerator smiling
Buy New Appliances
deck with people on it and a little girl playing in the yard
Build a Deck
guy replacing glass bay windows
Swap Out Your Windows
elevate curb appeal
Elevate Your Curb Appeal
Redesign Your Bedroom
And So Much More!

Ready to Get Started?

  • Low, Variable Interest Rate
  • Quick Access to Your Funds
  • Only Pay Interest on What You Use
  • No Prepayment Penalties
  • No Annual Fee
  • Friendly Service
Home Equity Line of Credit Rates
Type:  Home Equity Line of Credit
Rate: Call for Current Rates
APR: Up to 240 Months
Conditions: Variable Rate Loan

Membership Eligibility Required. Credit terms and qualifications may apply. See credit union for details. Federally insured by NCUA. Equal Housing Lender. NMLS# 439918.

Newsletter Sign Up

  • This field is for validation purposes and should be left unchanged.
Sierra Pacific Federal Credit Union