Save More, Earn More

Rest easy with guaranteed returns, increasing dividend tiers based on balance, and up to $500,000 of deposit insurance.

Built for Serious Savers

The more you save, the higher your dividends with Sierra’s Tier-Based Money Market Accounts. With up to $500,000 of deposit insurance and two free withdrawals per month, your future is in good hands.

A Real Goal-Getter 

Unlike most investments, deposits to your Sierra Money Market earn a guaranteed return. Save confidently for major purchases, retirement, a new home, or a future business. And with two free withdrawals per month and no withdrawal penalties, your money is ready and waiting when you need it.

Money Market Rates

Last Updated: December 29, 2023, 12:41 pm

Product Dividend Rate APY Conditions
$10k to $24,999 2.9620% 3.000% $10,000 to $24,999.99
$25k to $99,999 3.0570% 3.100% $25,000 to $99,999.99
$100k to $149,999 3.1540% 3.200% $100,000 to $149,999.99
$150k+ 3.3480% 3.400% $150,000 to $249,999
APR=Annual Percentage Rate. APY= Annual Percentage Yield. Rates are subject to change without notice.

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Sierra Pacific Federal Credit Union