Save More, Earn More
Rest easy with guaranteed returns, increasing dividend tiers based on balance, and up to $500,000 of deposit insurance.
Rest easy with guaranteed returns, increasing dividend tiers based on balance, and up to $500,000 of deposit insurance.
The more you save, the higher your dividends with Sierra’s Tier-Based Money Market Accounts. With up to $500,000 of deposit insurance and two free withdrawals per month, your future is in good hands.
Unlike most investments, deposits to your Sierra Money Market earn a guaranteed return. Save confidently for major purchases, retirement, a new home, or a future business. And with two free withdrawals per month and no withdrawal penalties, your money is ready and waiting when you need it.
Product | Dividend Rate | APY | Conditions |
---|---|---|---|
$10k to $24,999 | 2.96% | 3.00% APY* | $10,000 to $24,999.99 |
$25k to $99,999 | 3.06% | 3.10% APY* | $25,000 to $99,999.99 |
$100k to $149,999 | 3.15% | 3.20% APY* | $100,000 to $149,999.99 |
$150k+ | 3.35% | 3.40% APY* | $150,000 to $249,999 |