Schedule Of Account Fees And Service Charges

ItemCharges
Shared Branching return item$25 per item
Foreign item deposit$10 per item
Cashier's checks (2 free per month)$5.00
Deposited checks returned unpaid$25.00
Account research per hour (1/2 hour minimum)$25.00
Account balancing assistance per hour (1/2 hour minimum)$25.00
Photocopies per page$0.10 per page
Rolled coin$0.25 per roll
Stop Payment- ACH and Share Draft$25.00
Copy of Cancelled Check (in excess of 3 per month)$2.00
Online Banking, estatements, mobile app, Mobile DepositFree
Statement Copy (From Archives)$2.00
Early account closure (closed within 90 days of opening)$25.00
Membership reopening$25.00
Processing of subpoenas$20.00
Non-member check cashing$5.00
Stop payment on an official credit union check$5.00
Late fees on Loans at 15 days past due, each month$25.00
Domestic Wire Fees- Incoming and OutgoingRefer to wire disclosure
International Wire Fees- Incoming and OutgoingRefer to wire disclosure

Regular Shares (Savings) – Transaction Limitations

ItemCharges
Maximum free withdrawals by Credit Union Check2 per month
Excess withdrawal from savings by credit union check$2.00
Maximum free transfers to checking6Êper month
ACH Overdrawn (item paid or returned)$30.00 per item
Overdraft Protection from Reg. Shares up to 6 transfersFree
Over 6 transfers$15.00 each
Dormant account fee *After 2 years/per month$5.00 per month

Passporte Checking – Transaction Limitations

ItemCharges
Maximum free withdrawals by Credit Union Check2 per month
Passporte check ordersFees vary with style chosen
Return Deposit Item via ATM$30.00
Replacement of ATM/Gold Check Cards$5.00
Expedited card$30.00
ATM Overdrawn$30.00 per item
ACH Overdrawn (item paid or returned)$30.00 per item
Excess withdrawal from Checking$5.00
Share Draft overdrawnÊ (item paid or returned)$30.00 per item

Club Accounts

ItemCharges
Fee for early distribution of Club Account
$20.00

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Sierra Pacific Federal Credit Union