Do it All, From Anywhere.

Explore our digital banking solutions

Questions? Give us a call.

Online Banking

No need to stop by the branch. You can monitor and control all of your Sierra accounts and loans online, 24/7.

Manage Your Money

Monitor balances and transactions, transfer between accounts, use Sierra accounts to make your loan payments, and set e-alerts to stay up-to-date on account activity.

Bill Pay

Monitor, schedule, pay, and control all of your bills from one place. Once you enroll in Bill Pay, you can access this feature within your online and mobile banking.

Card Control

Easily turn pause, un-pause, or stop your debit and credit cards if they are lost or stolen. This feature is available in onine banking, or call your branch for help.

Apply for a Loan

Apply for a new loan from within online or mobile banking and enjoy an easier application process. Once you have your information gathered, this process takes just 10-15 minutes.

Mobile Banking

Access the features of online banking, plus a few more, from anywhere on your mobile device. Simply download the Sierra Pacific Federal Credit Union mobile app from your device’s app store, and log in to get started.

Fingerprint Login

For devices with fingerprint technology, login is a breeze.

Remote Check Deposit

Deposit your checks from anywhere. Once enrolled, you’ll be able to access this feature in your Mobile Banking menu.

Find a Branch or ATM

You have access to nearly 30,000 surcharge-free ATMs nationwide through our Co-Op network. You can also use about 5,000 credit union branches across the country to access your Sierra Pacific accounts. Find the ATMs and Shared Branches near you easily in our mobile app.

Online Payments

Online Banking Transfers*

Move money between Sierra and other accounts for free, any time, using the “Transfers” function in online banking.

  • One-time or Scheduled Transfers
  • Transfer to and from external bank accounts
  • No transaction fees

Online Payment Portal

If you’re in a hurry or want to make payments with an external debit card, the Payment Portal is for you.

  • One-Time or Scheduled Payments
  • Pay from a Debit Card or Bank Account
  • Use Express Pay or Create an Account
  • $4.95 fee per transaction 

*You must be a Sierra member for 30+ days to access this feature. There is a 2-day waiting period between adding and verifying any external account during which the account will not be available for transfers. There are transaction, daily, and monthly transfer limits to keep your accounts secure.

Digital Wallets

Add your Sierra Pacific Debit and Credit Cards to your device’s digital wallet. Pay with your phone at some retail locations, or make online checkout a breeze.

Other Services

Wire Transfer

Send or receive money between institutions.

There is a fee associated with this service.


Make organization easier by signing up for e-statements. These electronic statements will be sent to your email and available to view in online and mobile banking each month. A safer, cleaner, easier alternative to paper statements.

Find a Branch or ATM

You have access to nearly 30,000 surcharge-free ATMs nationwide through our Co-Op network. You can also use about 5,000 credit union branches across the country to access your Sierra Pacific accounts. Find the ATMs and Shared Branches near you.

Digital Services FAQs

You can enroll in and access your Bill Pay account through online banking.

  • Login to online banking
  • Open the main menu
  • Find the “Bill Pay” option located under “Services”


Bill Pay,


Payments are sent one of two ways:

  • Electronically via secure transmission. The majority of payments are made this way
  • Mailed as paper checks via the U.S. Postal Service


Bill Pay,


You can pay virtually any business or individual with a mailing address within the United States or Puerto Rico. For example, you can pay utilities, cable bills, credit cards, or individuals such as a landlord, babysitter, or relative.


Bill Pay

Bill Pay is a service that allows you to pay virtually anyone or any company through your online banking account. You determine who you want to pay, when you want to make the payment, and which Sierra Pacific account you want the payment to come from. It’s safe, secure, and easy to use.


Bill Pay

Yes, Sierra’s Bill Pay feature is offered free of charge for all members. You must be enrolled in both Online Banking and Bill Pay to get access.


Bill Pay

The following are our online banking supported browsers. We recommend using the most current version of your chosen browser for the best and most secure experience.

  • Firefox
  • Google Chrome
  • Internet Explorer 11+ or Edge
  • Opera
  • Safari 9+

Sierra Pacific members can enroll in online banking to access their accounts remotely.

Members can enroll online, download mobile banking, sign up for Mobile Deposit and Bill Pay, and find online banking help here.

Explore online payments, digital wallets, e-statements, and ATM locators here. 

You can apply for all personal loans and credit cards online.

Click here to apply for a Mortgage

Click here to apply for all other personal loans and credit cards

Or find loan applications inside your online or mobile banking account

We have remote signing options available. Please discuss this with your loan officer or contact a branch for more information.

To apply for a loan online, click here. 

We are monitoring the evolving situation and will continue to change and improve operations to keep members and employees safe while maintaining a high level of service and security.

All branches are thoroughly cleaned each day. Hand sanitizer is available for staff and visitors, and staff are following health guidelines.

Our Saint Mary’s branch has been temporarily closed beginning March 23rd for 30 days or as appropriate. This branch’s small size does not allow for social distancing, and the hospital location puts members and staff at greater risk. Our Saint Mary’s staff are operating out of the Mill Street branch during this closure and can be contacted at 775.857.2424.

All other branches are operating with reduced lobby hours, 9 a.m. to 1 p.m., Monday to Friday. These branches are open for phone or email assistance during normal operating hours.

We encourage all members to use online and mobile banking options as an alternative to visiting a branch. Most banking transactions can be completed online for free, and we are temporarily waiving fees on the few remote services we do normally charge for. You can explore these options, enroll, and get help with digital banking here.

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Sierra Pacific Federal Credit Union