There are lots of ways to make your loan payment or deposit. Take a look at the options below, and give us a call with any questions.

Fees for debit card and external account payments over the phone, in branch, and with Express Pay or the Online Payment Portal are temporarily waived. 

From Your Sierra Account

You can arrange to automatically deposit a portion of your paycheck into your Sierra Pacific account. This deposit can be used to make automatic loan payments. Ask your employer for the appropriate Direct Deposit or Payroll Deduction form or complete our general use form here.

You will need your SPFCU account number and our routing number to complete this form. Your account number can be found on your loan documents, through online banking, or by contacting your branch.

Sierra’s routing number is # 321280237

Transfer funds between your Sierra accounts and make loan payments through online or mobile banking. You can make one-time payments and transfers, or set up recurring payments.

Need help setting up your transfer? Contact a branch for assistance.

Your branch staff can help arrange a transfer or payment. Call your branch during normal business hours to get started.

You can visit a Sierra Pacific or shared branch to arrange a transfer or payment, or to pay with cash, personal check, or debit card.

Cash

Bring your payment amount to the branch. Remember, Sierra Pacific’s branches don’t carry change, so your payment should be rounded up to the nearest dollar.

Check

Use a personal check to make a payment or deposit. Make the check out to Sierra Pacific Federal Credit Union. Note your account number and the suffix of the loan or account you’d like to pay in the memo line. These numbers can be found on your loan documents, in your online banking account, or by contacting a branch for help.

Debit Card

You can make your loan payment or deposit in branch with a debit card. There is a service fee of $12.95 assessed for each payment made in this manner.

From Another Bank Account or Card

Use our online payment portal to make your loan payment using another bank account or debit card. You can send one-time payments or set autopayments through this portal.

There is a fee of $4.95 charged per payment for this service.

This fee is temporarily waived.

Express Pay: No need to create an account. Select the “Express Pay” button and your account number, the email we have on file, and the last four digits of your social security number to get started.

Create an Account: Register to save and schedule payments.

If your outside financial institution has a bill pay program, you can make your Sierra Pacific loan payments through that system. Include your account number and loan or account suffix, which can be found on your loan documents or in your Sierra online banking account.

Sierra’s routing number is # 321280237

You can use your outside account, debit, or credit card to make a payment over the phone. This option is only available during business hours. There is a fee of $12.95 charged per payment for this service.

You can visit a Sierra Pacific or shared branch to make a payment with cash, personal check, or debit card.

Cash

Bring your payment amount to the branch. Remember, Sierra Pacific’s branches don’t carry change, so your payment should be rounded up to the nearest dollar.

Check

Use a personal check to make a payment or deposit. Make the check out to Sierra Pacific Federal Credit Union. Note your account number and the suffix of the loan or account you’d like to pay in the memo line. These numbers can be found on your loan documents, in your online banking account, or by contacting a branch for help.

Debit Card

You can make your loan payment or deposit in branch with a debit card. There is a service fee of $12.95 assessed for each payment made in this manner.

You can mail a personal check for your payment amount to Sierra Pacific.

Make the check out to Sierra Pacific Federal Credit Union and note your account number and loan suffix in the memo. These numbers can be found in your loan documents, by logging into online banking, or by contacting a branch.

Mail To:

Sierra Pacific FCU

P.O. Box 10100

Reno, NV 89520

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Sierra Pacific Federal Credit Union