piles of money

Make Your Money Work for You

Every day you hustle. Nose to the grindstone getting through the workday. You’re working hard for your money, but have you ever stopped to think how your money can work for you? Making your money work for you goes beyond an emergency fund or simply being debt free – although, both concepts are a necessity […]

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buying stuff online with credit card

Don’t Let High APR’s Hold You Hostage

Actor Hill Harper said it perfectly: “Credit card interest payments are the dumbest money of all.” This year wasn’t kind to credit cardholders’ wallets. In 2019, cardholders paid an average of 17% APR – the highest level recorded by the Federal Reserve since 1994. To put it into perspective: in 2009, the average APR registered […]

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credit card

4 Hacks to Raise Your Credit Score

Your credit score. Chances are you either love it or hate it. It’s either the greatest thing in the world or a total hindrance. Or, maybe you don’t really know enough about your credit score for it to make an impact on your life. As a whole, Americans’ credit scores are beginning to increase but […]

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budgeting

How to Prepare for the Unexpected Expense

We can’t avoid unexpected expenses. Life happens. Question is, how prepared are you to deal with life’s unexpected curveballs? There’s no way to predict when life will happen. One minute you’re looking at a little extra money in the budget and feeling good about the small surplus. The next minute your new puppy swallows part […]

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reverse mortgage

A Look at Reverse Mortgages

Is a Reverse Mortgage Right for You? Reverse mortgages. Depending on your circumstances, choosing between a reverse mortgage or another option can be easy or difficult. Most of us have heard about reverse mortgages, but few know how they work. “If you haven’t saved as much as you thought by a certain time, or your […]

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Sierra’s 83rd Annual Meeting

We held our 83rd Annual Meeting on July 25th, 2019 at The Grove in Reno. Thank you so much to the amazing members who attended! The Annual Meeting is always a great chance to see our members outside the branch, share some food, drinks, and conversation, and keep members up to date on what their […]

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schhol supplies

Back-To-School Savings Tips

It’s that time of year again! Summertime is winding down. Teachers are prepping to return to their classrooms and start decorating. School supply lists are starting to surface. A new school year is right around the corner. A new school year means only one thing – back-to-school shopping is almost here! Which means you’ll be […]

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finances

Building Blocks to Help Millennials Create a Financially Sound Future

The Great Recession created a perfect storm for millennials. It was the worst financial crisis the United States had seen since the Great Depression, and it left millennials playing catch-up with their finances in the hopes of someday being able to retire. But even as they fight to break to even, millennials continue to accrue […]

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woman enjoying air

5 Ways to Travel on a Budget This Summer

Isn’t it funny how you look forward to summer all year long, yet somehow it still seems to show up earlier than you expected? Between work obligations, family responsibilities, and the valiant attempt to maintain some semblance of a social life, most of our schedules are so full that time flies whether we’re having fun […]

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Woman shopping hard

How Much Does It Take to Be “Rich”?

The results of a recent YouGov survey show that most Americans think you need to make $100,000 per year to be considered “rich.” Assuming you weren’t one of the people interviewed for that survey, does $100,000 a year sound like wealth to you? What if someone makes less than six figures per year? Can they […]

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