hand gripping a gas pump putting pump in car

Why is everything so much more expensive than it was a year ago?

Houses. Cars. Gas. Why is everything so much more expensive than it was a year ago? If you think you’re spending more on things like gas and food than you were at this time last year, you’re right. That's because we seem to be reopening to a more expensive economy than the one that existed [...]

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illustration of a blue house

A Housewarming Gift for Everyone

You know the old saying: A dream without a plan is just a dream. Buying your home is a big step personally and financially. How do you ensure you get a fair-minded, smooth home-buying experience? You seek advice from friends and family. As part of Sierra Pacific’s commitment to helping people manage their financial future, we […]

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various items with price stickers at a yard sale

Five ways you can spring clean and make money

Cleaning out the garage, closets, and kitchen all weekend probably isn’t your idea of fun, but as the weather warms up spring cleaning can be shockingly refreshing. And how about this for a breath of fresh air—spring cleaning can save and earn you money. Spring Cleaning Facts 78% of people get into spring cleaning every […]

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How Your Credit Score is Determined

Plus Three Ways You Can Improve It Your credit score is a popular topic. You’ve seen it referenced in ads for everything from a new car to a new couch. You’ve seen apps, tools, and calculators for it online. You’ve probably gotten a scam phone call or two about it. But do you really know [...]

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close up of woman's eye

What is Credit Disability Insurance? Do You Need It?

If you’ve ever applied for a loan, there’s a good chance you’ve been asked about adding credit life or credit disability insurance to your loan. Your response? “No thanks.” In some cases, you don’t need it. But in some cases, it’s worth a second look. Before you can decide if it’s right for you, it’s […]

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Five Ways to Financially Thrive in 2021

The time for “New Year, new me” resolutions is finally here, and we’ve got five — actually attainable — resolutions that you’ll want to keep up with all year long. Read on to find out five ways to make 2021 a financially great year. Learn a new (financial) language Does listening to financial talk sometimes [...]

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white gloved hand holding a wrench over a car

Expensive car repairs: Fix it or trade it?

Every time your dashboard lights up with a mechanical failure, your mind instantly wonders, “what’s wrong this time?” Your next thought is realizing that you have to decide — repair it or not. Depending on the age of your car, what you paid for your car versus what it’s worth now, and the type of [...]

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COVID-19 Skip-A-Pay Application

If you are facing financial difficulty as a result of the pandemic, Sierra is here to help you get through. You can apply to skip your Sierra loan payment(s) using the button below. COVID Skip-A-Pay Application How about some one-on-one help? We'll work with you directly to find financial solutions. No charge, no stress, just [...]

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latte in red cup on blue plate

The Latte Factor: One way to get your finances on track in 2021

How often do you find yourself saying, “I can’t afford that?” Whether it’s about an unplanned expense or something that you want to buy. David Bach, author of The Latte Factor, says that’s usually just a lie we tell ourselves.   In his book, The Latte Factor, Bach lays out several key points in his [...]

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100 dollar bills

Second Stimulus Check: What to Expect | Sierra Pacific FCU

Second Stimulus Check: What to Expect   The second round of stimulus checks are on their way, thanks to the Dec. 27 signing of the COVID-Related Tax Relief Act of 2020. There were, however, a lot of different amounts and restrictions thrown around during the negotiations. As a result, there are still a lot of [...]

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