News and Events

7/19/2024 Sierra Pacific Systems Remain Secure and Fully Functional Amid Global Tech Disruptions CrowdStrike, a global giant in cybersecurity technology, experienced a major disruption on Friday impacting companies worldwide including many airlines, TV broadcasts, and financial institutions. In a separate incident, Microsoft Cloud Services also experienced an outage. Both have deployed fixes, but experts anticipate […]

Let Sierra Make Your First Auto Loan Payment Open your auto loan with Sierra Pacific Credit Union this summer, and we'll make your first car payment for you*... Up to $1,000! Apply Now Refinances Refinance your existing car loan from another lender New & Used Pre-Approvals Get pre-approved, and go to the dealer with confidence [...]

Digital wallets stand out as a revolutionary tool that reshapes the landscape of financial transactions. No more fumbling for cash or fishing out credit cards – digital wallets offer a streamlined, efficient, and secure way to manage finances and make payments. Let’s examine how digital wallets transform the way we manage and access our money. […]

Debt is a heavy burden, especially when compounded by a low credit score. With the right strategies and mindset, however, it is possible to take control of your finances, improve your creditworthiness, and pave your path toward financial stability. Let’s discuss effective strategies for managing debt with a low credit score, so you’ll feel confident […]

Embarking on an adventure doesn’t have to drain your bank account. With a bit of creativity, planning, and savvy strategies, you can explore the world without breaking the bank. In this guide, we’ll delve into some tried-and-true methods for saving on travel expenses, so you can savor memorable experiences without sacrificing your budget. 1. Flexibility […]

It’s a cliche to say that teenagers never seem to listen, and sometimes things are cliche for a reason. The conundrum of teaching teens fiscal responsibility is doubly challenging because, as their guardian, you’ve paid for essentially all of their expenses prior, this is an area they’ll eventually have to manage without you, and for […]

For many, purchasing a car is a significant financial decision, and understanding how to secure the best auto loan rates and terms is crucial. When it comes to financing your vehicle, credit unions often offer competitive rates and personalized service that can make a substantial difference in your overall cost. Here are some insights into […]

In the world of personal finance, credit scores play a pivotal role in determining an individual’s creditworthiness. Whether you’re applying for a mortgage, car loan, or a credit card, lenders often rely on credit scores to assess the risk associated with lending money. Understanding the impact of credit scores on loan approvals is crucial for […]

It’s Your Dime: Travel Tips to Save Money Everybody could use some extra time away from it all, but nothing spoils a scenic view quite like the high price tag of seeing it. There’s nothing wrong with spending money on quality or relying on (responsible) credit to make your vacation perfect, but getting the most […]

How young is too young to start learning about finances? While there isn’t an exact age when someone will suddenly grasp finances (indeed, there are some who go their entire lives without fully grasping it), the truth is the sooner the better. The earlier children start learning about money, savings, and the subjects that make […]