red car driving on a winding road between trees of gold red and green leaves


The Road Ahead Is Colorful

Whether you like to take long road trips or you're a hometown traveler, the way to saving more on your auto loan doesn't have to be a long one. When you refinance your auto loan from another lender† to Sierra Pacific, you can ride away saving on more than your monthly payment. You'll also get [...]

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shape of a head and neck outline in rainbow colors with a 3 dimensional butterfly in the middle also outlined in rainbow colors

Taking Care Of Yourself: A Safe Investment

72% of Americans admit to being stressed about money. Of that 72%, 22% said they would classify their stress as “extreme.” Financial stress has been linked to migraines, insomnia, and even cardiovascular disease. Not only can financial stress take a toll on your health, it can also cause you to incur some hefty medical bills. [...]

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cars lined up in a row

3 Ways to Supercharge Your Car Buying Savings

Are you missing out on one of the best deals in car buying? With many people opting to stay at home to social distance and stay safe, many rental company vehicles have been stationary. Why is this important? Many companies are looking to make fast cash deals with increasing unused inventory, like Hertz, who recently [...]

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blue background with iced snowflake shaped cookies, greenery,


No Time Like The Present

In the hustle and bustle of family get-togethers, getting gifts, and all-around holiday preparations, it's all anyone can do to get through the season with their holiday cheer intact. Save yourself the stress and dash through the most wonderful time of the year with a little extra cash to jingle your way through the holiday. [...]

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Personal Loan or Personal Line of Credit

When it comes to Personal Loans and Personal Lines of Credit, the options for how to use the funds are endless. However, while both offer flexibility in all the different ways you can use the funds, there are certain instances where choosing a Personal Loan would be a better fit than a Personal Line of [...]

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people holding up cups of coffee in a circle

How Much Do Your Financial Vices REALLY Cost?

What is one thing you just cannot live without? You know, those little indulgences that help us make it through the day? For some of us, it’s a jolt of caffeine. For others, Netflix and Hulu offer a sweet escape from the hustle and bustle of everyday life. What we sometimes don’t think about is [...]

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green plants in an apartment

Urban Gardening on a Budget

You’ve been scrolling through Pinterest during quarantine and now you’re dying to have your own garden, but you don’t have a yard. If you only have a small area to have plants or vegetables, that doesn’t mean you can’t enjoy your Pinterest-worthy garden. Here’s how you can make the most of your urban, space-saving, garden [...]

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Tired black female employee stressed by lots of workload to do, desperately looking at laptop screen, upset African American worker feeling down losing money in online game or becoming bankrupt

Should You File for Bankruptcy?

Your debt feels impossible. New bills and past due notices are showing up daily. Creditors won’t stop calling. Just as you feel like throwing your hands in the air, you come across a solution that might be the best for you: filing bankruptcy. Because of the COVID-19 pandemic, this is a reality many Americans are [...]

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airstream parked on a lake with a beautiful sunset

Check Yourself Before You Rec (Loan) Yourself

It is fair to say that summer 2020 is shaping up to be…unconventional. We all want to have as much fun as possible, but we also want to stay as safe as possible. It may seem as though your summer fun is quickly becoming summer none, but a solution is in reach. Enter: a recreational [...]

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Jim’s Note Summer 2020

Over the past few months, we’ve all learned to appreciate, if not fully embrace, digital alternatives to our usual routines. We’ve ordered local takeout with Grubhub™ or Postmates, Zoomed with our grandkids and co-workers, and experimented with online banking alternatives. At Sierra Pacific, we’ve been transforming our services for years in pursuit of a goal: […]

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