You’re The Boss

No, really. As soon as you join Sierra Pacific FCU, you become the boss. We are member-owned and not-for profit. Everything we do centers around you. We were founded for you, built around your input, and continue to grow and change based on your financial needs. Members elect our Board of Directors, just to make extra sure we do everything in your best interests.

Why Sierra Pacific?

Financial Service Reps who greet you by name and ask about your kids.

Directors and a CEO who are committed to being accessible and will work with you to build ideal loan products.

Rates that are consistently better than those of our competitors on both loans and deposit accounts.

The convenience of online and mobile banking, shared branching, and a surcharge-free nationwide ATM network.

Clean, clear, and simple banking. That’s what we value.

Browse through our account offerings and loan products, or visit our rates page to see how your current institution stacks up.

Ready to join? Find a branch near you.

Member Reviews

Auto loan refinancing

Rated 5 out of 5
July 28, 2022

Terri Merkel is definitely beyond five stars. Terri made the whole experience very enjoyable. In a stressful time in our country and our lives she really came through for me in a very personal way. Terri you are an Angel. Thank you Sierra Pacific CU and Terri!!!! Sincerely, Fernando

Fernando N.

Auto Loan Refinance

Rated 5 out of 5
June 17, 2022

The entire process was very quick and easy. Thank you to Terri Merkel for her expertise and professionalism. She was very efficient and personable.

Jerry F.

Missy Daniels Is Super!

Rated 5 out of 5
March 18, 2022

I have been a credit union client since 1989. In recent years, I have dealt with Missy Daniels for many different transactions, including international wire transfers. Missy has always provided excellent and accurate service. She is extremely knowledgeable, and always does everything requested in a very positive and pleasant manner. She is a real pleasure to work with, and I always feel confident that everything will be done perfectly and on time. She is a real asset to the credit union. Many thanks to Missy for her great customer service!

Vivian .

Excellent and fast personal customer service.

Rated 5 out of 5
February 11, 2022

I recently conducted a financial transaction with SPFCU. The first and most important thing was that a human being picked up my very first phone call without any of the silly screening questions. That itself is priceless in today’s corporate lending environment. Missy Daniels was my very first and only contact. She is very knowledgeable and professional. She made me feel as though I were the only customer. She made the entire process easier than anywhere I’ve ever done business. I highly recommend using them and not only for the customer service because the other services they offer are wonderful even if you’re not using them all.

Andrew F.

Terri is 100% terrific!

Rated 5 out of 5
January 27, 2022

SPFCU has always been the BEST in financial dealings. My experience this week is no different and my needs were handled professionally, expeditiously, with care and ease. I honestly cannot thank you enough, Terri!

Mary .

Newsletter Sign Up

Sierra Pacific Federal Credit Union