We work hard to keep every loan process simple for you, and we work smart to keep interest rates low. Whether you need to finance a new car, get a low-interest Credit Card, or open a Line of Credit, we are here to help.

Credit Cards

Sierra Pacific credit cards can help out when you need a little extra money, a little credit building, or a just-in-case source of funds.

Auto Loans

Sierra Pacific can get you the right loan for your new or used vehicle purchase. Our loan process is quick and easy, and best of all, it’s free!

Recreational Vehicle Loans

Whether you are looking for a boat, utility trailer, RV, or motorcycle, Sierra Pacific has a loan to help out. No processing fees, no prepayment penalties, a quick and easy loan process and great rates and terms.


A signature loan from Sierra Pacific can help you finance repairs, vacations, debt consolidations, holiday festivities, unexpected expenses and much more.

Home Loans

Buying your first home, a rental house, or a cabin in the mountains? Ready to refinance and save money, or get out of your old Mortgage Insurance? We’re ready to help.

Or, take advantage of your home’s equity to do some home improvement, pay for tuition, or finance other expenses with a HELOC. This line of credit lets you borrow against the equity of your home at a variable rate.

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Sierra Pacific Federal Credit Union