Time for a New Ride?

We’ve got the budget-friendly options you need.

New and Used Vehicle Loans

  • Up to 120% of the vehicle’s value
  • Rates as low as 3.49%*
  • Terms from 36 to 84 months
  • No loan processing fees

Apply straight from the dealer, or get pre-approved for more power at the dealership

*APR = Annual Percentage Rate. Rates are on credit history and may change without notice. Additional lending policies may apply.

Ready to Refinance?

Move your existing auto loan over to Sierra Pacific for our great low rates, and we’ll give you 1% Cash-Back up to $300

Apply Here or Contact a Branch for details.

New and Used Vehicle Rates

Model Year 2011 and Newer
Last Updated: November 29, 2018, 9:01 am

TermsAPR
36 Months3.49%*
48 Months3.49%*
60 Months3.89%*
72 Months4.39%*
84 Months4.99%*
*Rates stated as annual percentage rate (APR). Rates assigned to individual loans will vary depending on Loan type, collateral, applicant financial status and credit history. Additional lending policies may apply. Rates are subject to change without notice. Minimum loan amounts may apply and vary by term.

Used Vehicle Rates

Model Year 2010 and Older
Last Updated: November 29, 2018, 9:02 am

TermsAPR
36 Months3.99%*
48 Months3.99%*
60 Months4.39%*
72 Months4.89%*
84 Months5.49%*
*Rates stated as annual percentage rate (APR). Rates assigned to individual loans will vary depending on Loan type, collateral, applicant financial status and credit history. Additional lending policies may apply. Rates are subject to change without notice.

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Sierra Pacific Federal Credit Union