Time for a New Ride?

We’ve got the budget-friendly options you need.

New and Used Vehicle Loans

  • Up to 120% of the vehicle’s value
  • Rates as low as 3.29% APR*
  • Terms from 36 to 84 months
  • No loan processing fees

Apply straight from the dealer, or get pre-approved for more power at the dealership

*APR = Annual Percentage Rate. Rates are on credit history and may change without notice. Additional lending policies may apply.

Ready to Refinance?

Move your existing auto loan over to Sierra Pacific for our great low rates, and we’ll give you 1% Cash-Back up to $300

Apply Here or Contact a Branch for details.

New and Used Vehicle Rates

Rates apply to 2013 or newer models if conditions are met.
Last Updated: May 4, 2020, 9:41 am

Terms APR
36 Months 3.29% APR*
48 Months 3.29% APR*
60 Months 3.49% APR*
72 Months 3.79% APR*
84 Months 4.29% APR*
*APR=Annual Percentage Rate. Rates are stated "As low as". Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.

Used Vehicle Rates

Rates apply to 2012 or older models. Additional conditions may apply.
Last Updated: April 22, 2020, 11:42 am

Terms APR
36 Months 3.79% APR*
48 Months 3.79% APR*
60 Months Call for rates
72 Months Call for rates
84 Months Call for rates
*APR=Annual Percentage Rate. Rates are stated "As low as". Rates and terms are based on creditworthiness and subject to change. Additional conditions may apply. See credit union for details.

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Sierra Pacific Federal Credit Union