Looking for Some New Wheels?

With terms as long as 84 months and rates as low as 2.69%**, Sierra Pacific can get you the right loan for your new or used vehicle purchase. Our loan process is quick and easy, and best of all, it’s free! We don’t charge those pesky processing fees. Sierra Pacific is part of Credit Union Direct Lending (CUDL), which lets you apply straight from the dealer.

  • Rates from 2.69%**
  • Terms as long as 84 months
  • New and used autos
  • No loan processing fees
  • Finance up to 120% of the vehicle value
  • Apply straight from the dealer, or get pre-approved for more power at the dealership
  • GAP coverage available
  • Quick and painless loan process
  • Payroll deduction and automatic payments available
  • Free online and mobile banking
  • Free e-statements

Refinance your auto loan from another institution with us. We’ll save you money, and pay 1% cash-back up to $300. Contact your CU for details.

New and Used Vehicle Rates

Model Year 2010 and Newer

Last Updated: August 7, 2017, 9:03 am

Terms APR
36 Months 2.69%*
48 Months 2.69%*
60 Months 2.89%*
72 Months 3.49%*
84 Months 3.99%*
*Rates stated as annual percentage rate (APR). Rates assigned to individual loans will vary depending on Loan type, collateral, applicant financial status and credit history. Additional lending policies may apply. Rates are subject to change without notice.

Used Vehicle Rates

Model Year 2009 and Older

Last Updated: August 7, 2017, 9:04 am

Terms APR
36 Months 2.99%*
48 Months 3.49%*
60 Months 3.49%*
72 Months 3.99%*
84 Months 4.49%*
*Rates stated as annual percentage rate (APR). Rates assigned to individual loans will vary depending on Loan type, collateral, applicant financial status and credit history. Additional lending policies may apply. Rates are subject to change without notice.

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Sierra Pacific Federal Credit Union