A Mortgage Made for You


Our rates are always amongst the lowest available ensuring you are in the perfect position to drop your rate, lower your monthly payments, and eliminate additional fees.

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woman and child playing in the light of the window


Purchasing a home is a huge milestone in your life. We help you throughout the entire process and never keep you waiting. Give us a call at 775.834.4579 or apply online at any time.


Complete your application in just 5 minutes!

  • Fixed-Rate Mortgages

  • VA Loans

  • Adjustable-Rate Mortgages

  • USDA Loans

  • FHA Loans

  • Refinances

Home Loan Rates

Last Updated: October 16, 2019, 8:51 am

Home Equity Lines of CreditCall for Current RatesUp to 240 MonthsVariable Rate Loan
Business Home Equity Line Of CreditCall for Current RatesVariable Rate Loan
First Mortgages 30 Year3.625%3.744%30 year fixed rate
First Mortgages 15 Year3.125%3.334%15 year fixed rate
Residential Lot LoansCall for Current Rates
APR=Annual Percentage Rate. Rates are displayed "as low as". Your rate may be higher based on credit, market rate, and other factors. Sierra Pacific FCU is an equal housing opportunity lender and federally insured by the NCUA.

We offer competitive, low rates and customizable terms that work with your unique situation.

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From buying down the block to crossing state lines, our experts are here to help you get the job done.

After submitting your application, one of our mortgage experts will give a call within 24-hours (on business days) to follow-up on your submitted information. Our goal is to make funding your home as simple as possible.

Many things in life can wait, your home is not one of them.

Lending Specialist

Megan Mathias

Director of Lending
[email protected]

Allison Guldager

Lending Development Specialist
[email protected]

*Reported by Freddie Mac (fred.stlouisfed.org/series/MORTGAGE30US). Membership Eligibility Required. Credit terms and qualifications may apply. Federally insured by NCUA. Equal Housing Lender. NMLS# 439918.

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Sierra Pacific Federal Credit Union