Savings
A Regular Share Savings Account is your ticket to membership at Sierra Pacific. We work with you, we work for you, and you gain access to all of the low-rate loans, intelligent accounts, and financial tools we’ve put together.
Easy-Open Savings
To Start You Off Right
- Open your savings online in about 5 minutes
- No cost to open- We put the first $5 in for you!
- Your local Financial Service Rep is ready to help, just a quick call away.


Local Service,
Anywhere Access
- Online and Mobile Banking- Control your money from anywhere
- Surcharge-free access to over 30,000 ATM’s in the US… and beyond!
- Over 5,600 shared branches nationwide
Plus…
- 2 free check withdrawals per month, and your first box is free
- Or, open your new Checking Account to access Samsung Pay, Google Pay, or Apple Pay, and to set up Online Bill Pay
- Access to all of Sierra Pacific’s superior products and services, including low-rate auto loans and credit cards
- Federally insured up to $250,000 by the National Credit Union Administration

Ready to join?
Savings and Investment Rates
Last Updated: August 14, 2023, 4:11 pm
Type | Dividend Rate | APY | Conditions |
---|---|---|---|
Regular Shares | .10% | .10% | $0.01 to $9,999.99 |
Regular Shares 10k+ | .14% | .14% | $10,000 and above |
*APR=Annual Percentage Rate. APY= Annual Percentage Yield. Rates are subject to change.