Let your money grow.

Sierra Pacific Savings accounts earn some of the highest interest rates around and come with lots of freebies. Take a look at everything a Regular Share Savings Account offers:

  • No cost to open
  • $5 minimum balance
  • Earn competitive interest on your savings
  • Free online and mobile banking
  • Free e-statements
  • Access to nationwide shared-branching
  • 2 free check withdrawals per month
  • Free Gold Checking Visa Debit Card when you open a Checking Account
  • Federally insured up to $250,000
  • Access to all of Sierra Pacific’s superior products and services, including low-rate auto loans and credit cards

As soon as you open a Regular Share Savings Account with Sierra Pacific, you become a member-owner of the credit union. We work with you, we work for you. You gain access to our low-rate loans, quality service, and all Sierra Pacific product offerings.

Ready to join? Bring your driver’s license or state-issued ID down to your local branch, and we’ll get you set up.

Savings and Investment Rates

Last Updated: May 1, 2018, 10:47 am

TypeDividend RateAPYConditions
Regular Shares0.1500%*0.1500%$0.01 to $9,999.99
Regular Shares 10k+0.2000%*0.2000%$10k and up
*Regular share deposits are the basic instruments of share ownership. Regular shares pay a cash dividend, which is declared monthly. Dividends are calculated based on daily balances, and are paid the last day of the month in which the dividend was earned.
Value: Dividend interest paid is consistently higher than liquid savings instruments at banks and savings and loans. SPFCU has even consistently paid higher dividends than many money market funds and one year CDs.
Security: Each savings account is insured for $250,000 through the Federal National Credit Union Administration (NCUA). Plus, we have excess shares insurance which covers you up to an additional $250,000.
Deposits and Withdrawals: Unlike many other institutions, deposits are normally available the moment they are deposited. Withdrawals from savings and investment instruments can be made any business day up until 5:00 P.M. Funds can be picked up, mailed, or for the direct cost - be sent overnight delivery.
*Annual Percentage Yield
Rates are subject to change and may change once the account has been opened.
The rates listed are accurate as of the date specified above.

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Sierra Pacific Federal Credit Union