Home Equity Line of Credit (HELOC)

The perfect option to help finance home improvement or repairs. A HELOC is a line of credit which lets you borrow against the equity in your home at a variable rate.

Not sure if a HELOC is right for you? We can help you sort through the options. Give us a call or stop by a branch.

First Mortgage

Ready to stop renting, and start painting any wall you want? Sierra Pacific can help you out with a First Mortgage.

Click the blue button below to apply online, or download the form below.

Click to Download: Mortgage App for Sierra Pacific FCU


Contact our Lending Specialists with questions or completed applications:

Megan Mathias

Director of Lending


[email protected]

Allison Guldager

Lending Development Specialist


[email protected]

Call your local branch  or contact us here for more information.

Home Loan Rates

Last Updated: January 27, 2020, 9:17 am

Home Equity Lines of CreditCall for Current RatesUp to 240 MonthsVariable Rate Loan
Business Home Equity Line Of CreditCall for Current RatesVariable Rate Loan
First Mortgages 30 Year3.500%3.635%30 year fixed rate
First Mortgages 15 Year3.000%3.238%15 year fixed rate
Residential Lot LoansCall for Current Rates
APR=Annual Percentage Rate. Rates are displayed "as low as". Your rate may be higher based on credit, market rate, and other factors. Sierra Pacific FCU is an equal housing opportunity lender and federally insured by the NCUA.

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Sierra Pacific Federal Credit Union