Home Loans
The perfect option to help finance home improvement or repairs. A HELOC is a line of credit which lets you borrow against the equity in your home at a variable rate.
Not sure if a HELOC is right for you? We can help you sort through the options. Give us a call or stop by a branch.
First Mortgage
Ready to stop renting, and start painting any wall you want? Sierra Pacific can help you out with a First Mortgage.
Click the blue button below to apply online, or download the form below.
Click to Download: Mortgage App for Sierra Pacific FCU
Contact our Lending Specialists with questions or completed applications:
Home Loan Rates
Last Updated: December 1, 2023, 8:38 am
| Type | Rate | APR | Conditions |
|---|---|---|---|
| Home Equity Lines of Credit | Call for Current Rates | Up to 240 Months | Variable Rate Loan |
| Business Home Equity Line Of Credit | Call for Current Rates | Variable Rate Loan | |
| First Mortgages 30 Year | 6.625% | 6.827% | 30 Year Fixed Rate |
| First Mortgages 15 Year | 6.000% | 6.241% | 15 Year Fixed Rate |
| Residential Lot Loans | Call for Current Rates |
We offer competitive, low rates and customizable terms that work with your unique situation.
