Home Equity Loan vs. HELOC: Which Is Right For You?
Home Equity Loan versus a Home Equity Line of Credit (HELOC) — two financial solutions that sound very similar yet have very different pros, cons, and considerations. While Sierra only offers one of these solutions - HELOCs - we believe that knowing the difference and making informed financial choices is key. So, how do you [...]
What’s The Buzz on NFTs?
If you’ve spent any time online or watching TV over the past year, you’ve probably been inundated with a slew of advertisements promoting “non-fungible tokens,” more commonly known as NFTs. But despite the hype, excitement, and celebrity endorsement surrounding the industry, many still don’t quite understand what an NFT even is, let alone how they [...]
Credit Unions: Improving Financial Situations Nationwide
Did you know, a recent survey reported that 44% of the 2,500 responders said that being a member of a credit union has had a “very positive” impact on their financial situation? Compare this to the only 29% who said being a part of a big bank has had the same positive impact. These results [...]
What’s the Deal with Debt Consolidation?
Have you heard the term “debt consolidation” tossed around? It sounds both intimidating and interesting. A way to simplify your debt and monthly payments? Perfect! But debt consolidation isn’t for everyone, especially if you don’t want to rush into something that isn’t right for your finances. Luckily for you, we’ve outlined the basics of what [...]