Unlock Big Savings: Limited Time Auto Loan Refinance Offer!


Please see our Auto Loans page for current updates and offers

This Just In: Your Car Loan is Too Expensive

And we want to fix that.

Move your outside auto loans to Sierra Pacific Credit Union by March 31, 2024 April 30th, 2024, and we’ll cut 1% APR* off of your approved loan rate.

Rates As Low As

6.6% APR*5.6% APR*

1% APR Discount on all auto loans refinanced from another lender

Earn up to $300 Cash Back

Sierra will pay you 1% of your refinanced loan amount, up to $300.

Why Should You Refinance Your Auto Loan?

Save Money On Interest Payments

It’s 2024, and life is expensive. We get it. That’s why on top of our 1% rate discount, Sierra’s expert team will work with you to make monthly payments fit your budget.

Lower Your Car’s Interest Rate

Maybe your credit score has improved since you bought your car.

Maybe you were a victim of 2023’s sky-high interest rates.

Maybe Sierra’s rates are just… better.

Easy Online Application

Fast application.

Fast Approval.

And, as always, Sierra’s expert Financial Service Reps are here to help, whatever you need.

Expert Help at Every Turn

*APR= Annual Percentage Rate. Auto loans refinanced from another lender during promotion period are eligible for a 1% APR reduction on their approved Sierra Pacific Federal Credit Union loan rate. Approval required. Rate based on creditworthiness. Credit union may end or change promotion without notice. Existing auto loans held with Sierra Pacific are not eligible for this offer. See credit union for details.