Helping you build a comfortable relationship with your finances is one of our missions, and saving money is a major key to financial happiness. So, we’ve collected five of the top money-saving products and promotions we offer Sierra Pacific members. From cash-back offers to lower rate refis to top-of-the-line money management tools, we have solutions for you.
Interested in these or other offers? Contact us to learn more.
1) Refinance Your Auto Loans
Earn 1% Cash-Back up to $300 when you refinance an auto loan from another institution
As-Low-As 3.29% APR*
Refinancing your existing auto loan can help you lower monthly payments or cut overall interest paid. If your credit score has improved since you opened the loan, rates have decreased, or we can beat your existing loan rate, then you may be able to save on interest payments over the life of your loan. Plus, earn up to $300 cash back1 when you bring your auto loan to Sierra Pacific from another institution.
2) Transfer Credit Card Balances
Pay just 1.00% APR* for 6 months on balances transferred
As-Low-As 8.99%* APR*
Rewards credit cards and store cards can come with some tempting perks, but carrying a balance on any of these cards can cost you a lot in interest payments. By transferring those existing balances to a low-rate credit card you can save on interest payments.
Sierra Pacific has one of the lowest rate credit cards in the country, with no balance transfer or annual fees. Plus, with our Alumni Credit Card, your transferred balances help benefit the Nevada Alumni Association.
3) Refinance Your Home Loan
Earn $50 when you refer a friend for a mortgage with Sierra2
As-Low-As 2.875% APR* for a 15-year mortgage
Purchasing a home is a major life step and a big expense. If you haven’t already taken advantage of historically low mortgage rates, refinancing could save you a lot on interest payments. Like with auto loans, refinancing a mortgage can also help you lower monthly payments, or shorten the loan term. You can apply online in just a few minutes, and get approved in as little as one business day.
4) Ditch the Fees
Earn $25 when you open a new Complete Checking Account3
More and more banks are tacking on monthly fees for basic accounts. Sierra’s checking has no monthly fee and comes with all the tech-friendly fixings: digital wallets, remote card control, online bill pay, mobile deposit, and more.
If you aren’t yet a member, you can apply for a membership and a checking account online here.
Existing members should contact their branch to get started.
5) Simplify Your Finances
Coming Soon: Trailblazer Money Management
Having a clear view of where your money is going is the best way to see how you can save. Keeping track of spending, planning for the future, and organizing your budgets are great ways to improve your financial well-being.
Which is why we’re launching Trailblazer, a new money management tool to help you plan the road ahead.
Members will be able to add and track all of their accounts, build and update budgets, set goals and repayment plans, and more. Personalized smart-tips will help find more even ways to save and keep members up-to-date on their finances.
Trailblazer will be available, free for all members, in online and mobile banking in May 2020.
11% of loan value up to $300 on auto loans refinanced from another institution. Loans subject to approval. *APR=Annual Percentage Rate. Rates based on creditworthiness. 2$50 referral bonus paid when a mortgage closes and the lendee gives your name as a referrer. Must have a current savings account in good standing to receive bonus. 3Complete Checking includes enrollment in online banking, a debit card, and E-Statements. $25 bonus deposited to your checking account at opening. $25 initial deposit required.
Conditions may apply Rates are based on creditworthiness and subject to change. Please contact a branch or apply to get your quoted rate.