No-Pay November

Between the upcoming holidays, end-of-year expenses, and prepping your house, car, and wardrobe for inclement winter weather, November can be a tough time on your wallet. Sierra Pacific is here to help, with two great offers for No-Pay November.

90-Day No-Pay

On All New Loans*

Go ahead, get that winter-worthy car. Buy those plane tickets. Weather-proof your house. We’ve got your back with low rates and 90 payment-free days. You don’t have to worry about making payments until after the holiday madness. No hidden fees or rate hikes here. Just lots of holiday spirit.

Want to refinance your loan from another institution? Get 90-days before your first payment and ask about our 1% Cash-Back Promotion. You could earn up to $300 of extra spending money.

*Does not apply to credit cards

Apply for a Loan Online

Skip-A-Payment

On Your Existing Qualified Loan

Need to hold onto some extra cash this month? You can skip your November or December payment on qualifying loans. Just fill out a Skip-A-Pay Request form and bring it into your branch. We’ll take care of the rest.

*Loans with GAP Insurance can only have 2 skipped payments over the life of the loan before coverage is canceled. Members must be in good standing with no delinquent loans. There is a $50 fee for skipping your loan payment. 

Skip-A-Pay Request Form

Find Your Local Branch

See Current Rates