Lower Your Car Costs
How to keep the cost of owning a car as low as possible According to a recent report, the average cost of owning a car is about $12,000 per year. That’s for a new car, driven about 15,000 miles annually. The cost of owning a used car is lower, but it’s still around $6,300 a [...]
Paying the Bills: Communicate and Automate For a More Harmonious Homelife
How to make handling the rent payment (and everything else) more equitable among couples It’s fair to say many people don’t love paying the bills, even when there’s plenty of money available. Something about parting with all that cash and being reminded of how much the cost of everything has gone up can make even [...]
Pay Late or Miss a Payment?
The differences between a late credit card payment and a missed payment Late credit card payments and missed credit card payments sound similar, but they are different in many ways. In the end, neither is a good option. However, one has more dire consequences than the other. Let’s discuss them. Late Payments A late credit [...]
Steps to Protect Your Identity
How to secure your personal and financial information from identity and financial theft Unfortunately, there’s never an off-season from the threat of scammers. Often, they try to steal your identity so they can tap into your financial accounts or open new ones and ruin your credit. Other times, they pretend to be an IRS agent [...]
How to Talk about Money with Kids at Any Age
How Do I Start Teaching My Kids About Money? Studies show that kids are already forming money habits as young as age seven. You can start teaching them simple financial lessons from the time they’re toddlers! It can be tough to know where to start, so we’ve compiled suggestions for how to talk money with [...]
Financial First: Making Your First Budget Plan
How many times do we set a New Year’s Resolution with the full intention to stick to it only to have it flop a month into the year? This year, we’re starting strong and planning to be financially savvy all of 2023. And one of the first steps to a financially successful year is to [...]
Notice of Nominations and Elections – 2023
Published 12/19/2022 Three seats are up for nomination on Sierra Pacific’s volunteer Board of Directors. These positions are presently held by Directors Nan Boyer, Carolyn Barbash, and Michael Barnes. Nominations are also open for positions on the Supervisory Committee. Any member over the age of 18 and in good standing may request to be nominated […]
Marriage and Money: What You Need to Discuss
Before you tie the knot, it pays to know a few things. Everybody has a different way of managing their finances, and if you and your partner aren’t on the same page, you might find yourself struggling to navigate financial issues when they arise. In fact, an article in the Wall Street Journal notes, “One [...]
Scam Alert – Malicious Online Ads Target Financial Institution Login Pages
Have you ever done this? You’re looking for your bank or credit union’s online banking login page. You don’t have it bookmarked or memorized, so you just go to the search engine search for it. Maybe you type in “Wells Fargo login”. Enter. Search results pop up, with two or three paid ads at the […]
Budget Saving Fall Activities
With the leaves changing colors and that nice cool crisp feeling back in the air, the autumn season has finally arrived! Are you looking for ways to enjoy the fall without falling into debt? Well, get your pumpkin spice, grab a football, and pick up that rake in the garage, because we’re about to [...]
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