Enjoy the Ride
Let Sierra Make Your First Auto Loan Payment Open your auto loan with Sierra Pacific Credit Union this summer, and we'll make your first car payment for you*... Up to $1,000! Apply Now Refinances Refinance your existing car loan from another lender New & Used Pre-Approvals Get pre-approved, and go to the dealer with confidence [...]
Driving to Savings: Smart Financing Tips for Auto Loans through Your Credit Union
For many, purchasing a car is a significant financial decision, and understanding how to secure the best auto loan rates and terms is crucial. When it comes to financing your vehicle, credit unions often offer competitive rates and personalized service that can make a substantial difference in your overall cost. Here are some insights into […]
Unlocking Opportunities: Understanding the Impact of Credit Scores on Loan Approvals
In the world of personal finance, credit scores play a pivotal role in determining an individual’s creditworthiness. Whether you’re applying for a mortgage, car loan, or a credit card, lenders often rely on credit scores to assess the risk associated with lending money. Understanding the impact of credit scores on loan approvals is crucial for […]
Pay Late or Miss a Payment?
The differences between a late credit card payment and a missed payment Late credit card payments and missed credit card payments sound similar, but they are different in many ways. In the end, neither is a good option. However, one has more dire consequences than the other. Let’s discuss them. Late Payments A late credit [...]