Sierra Pacific FCU has been serving our members and communities in the heart of the west for over 87 years. We remain prepared to protect member finances by offering excellent share insurance, maintaining a strong balance sheet, and keeping reserves well above the required level.

We are proud of Sierra’s financial position and are always open to review this with any member.

Share Insurance

All deposit accounts at Sierra Pacific FCU are insured up to $500,000 per account holder and ownership group.

  • Insured up to $250,000 by the National Credit Union Administration (NCUA), the federal agency that regulates all U.S. credit unions. Click here to learn more.
  • Insured for an additional $250,000 by Excess Share Insurance, a private insurer. Click here to learn more. 

This exceptional level of coverage is provided at no additional cost to you, and protects member deposits in the unlikely event that this institution should fail.

3rd Party Safety Ratings

Sierra Pacific is proudly recommended by all major industry safety and soundness organizations.

Well-Capitalized

Capital are funds set aside as reserves against shocks, like recessions.

The NCUA defines Sierra Pacific FCU as a “well capitalized” institution*. The minimum requirement for this NCUA definition is a 7% Capital Ratio (Capital/Total Assets).

As of February 28, 2023; Sierra’s Capital Ratio was 11.506%.

This ratio is reported quarterly on the NCUA website. Sierra’s charter number is 1000.

*As defined by the NCUA, part 702 of the Rules and Regulations

Questions?

If you’d like to discuss Sierra’s safety and soundness, please feel free to contact CEO Leslie Ramsdell at lklein@sierrapacificfcu.org or 775-834-4579.

Safety and Soundness FAQs







You can enroll in and access your Bill Pay account through online banking.

  • Login to online banking
  • Open the main menu
  • Find the “Bill Pay” option located under “Services”

Categories:

Bill Pay,

Checking

Payments are sent one of two ways:

  • Electronically via secure transmission. The majority of payments are made this way
  • Mailed as paper checks via the U.S. Postal Service

Categories:

Bill Pay,

Checking

You can pay virtually any business or individual with a mailing address within the United States or Puerto Rico. For example, you can pay utilities, cable bills, credit cards, or individuals such as a landlord, babysitter, or relative.

Category:

Bill Pay

Bill Pay is a service that allows you to pay virtually anyone or any company through your online banking account. You determine who you want to pay, when you want to make the payment, and which Sierra Pacific account you want the payment to come from. It’s safe, secure, and easy to use.

Category:

Bill Pay

Yes, Sierra’s Bill Pay feature is offered free of charge for all members. You must be enrolled in both Online Banking and Bill Pay to get access.

Category:

Bill Pay

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Sierra Pacific Federal Credit Union