It All Starts Now

Building good money habits starts early with Sierra’s Youth Programs

Youth Savings

For Kids Aged 0+

Saving starts young at Sierra! Open a joint savings account for kids as young as newborns, and start building their real-world savings and financial savvy from day one.

Youth Checking

For Kids Aged 11+

With no monthly service fees or minimum balances and joint-owner parental control, Sierra’s youth checking accounts are the perfect way to start teaching your teens about money management.

Stay up to date with our

Youth & Money Newsletter

A quarterly newsletter crafted to help savvy parents and guardians raise savvy kids.

Sierra’s team share our favorite money-smart reads, listens, and activities for your and your little ones to enjoy together. 

Spring 2024 Newsletter

Featured Articles

Other Useful Resources

Youth Promos & Events

Stay updated on Sierra’s youth-focused offers and activities!

Report Card Rewards

Earn cash and prizes for good grades!

Youth Savings Accounts

Start your munchkins off right with their own savings account. You can open a joint Regular Share Savings account for children as young as newborns at Sierra Pacific. Keep an eye on their savings, add or withdraw funds as needed, and give them a place to watch their money grow as they do.

You can apply to open a new joint Regular Shares Account online or at your Sierra Pacific Branch.

Sierra Tips: Bring your older kids in to be a part of the experience! Maybe even give them cash to fund the account themselves.

Youth Checking Accounts

For Youth 11+

A checking account is a GREAT introduction to money management for your teen or preteen. Help them learn about wants vs. needs, checking account balances, and even using debit cards on planned purchases with Sierra’s joint youth checking accounts. Don’t worry, parents, joint account ownership lets you keep an eye on their progress, add or remove funds, and monitor transactions.

For members with an existing youth account, just log into online banking to open a checking.

No youth account yet? Apply online or in branch today.

Youth Money News

6 Tips for Teaching Your Kids to Save

Check out these ideas for helping children learn to set money aside When it comes to teaching children about money—including the importance of saving for the future—it’s smart to start early. And it’s really up to us, the parents, family members, and mentors of the next generation, to drive these points home. While it may […]

Sierra Pacific’s Summer Reading Challenge

Sometimes the best summer vacation can be found with the turn of a page. That's why Sierra Pacific is holding a Summer Reading Challenge. Kids 3-18 are encouraged to read books tailored to financial literacy for the chance to win some fantastic kid-friendly prizes! Get your favorite reading nook ready because from June 1st - [...]

How to Talk about Money with Kids at Any Age

How Do I Start Teaching My Kids About Money? Studies show that kids are already forming money habits as young as age seven. You can start teaching them simple financial lessons from the time they’re toddlers! It can be tough to know where to start, so we’ve compiled suggestions for how to talk money with [...]

Report Card Freebies

Education is important, you know that we know that, and your student knows that. Your student works hard, and they deserve to be rewarded for that. That's why we're giving them the chance to earn up to $25 for their good grades! They can earn $5.00 for every A/A+ on their report card, $2.00 for [...]

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