It All Starts Now
Building good money habits starts early with Sierra’s Youth Programs
Youth Programs
Youth Savings
For Kids Aged 0+
Saving starts young at Sierra! Open a joint savings account for kids as young as newborns, and start building their real-world savings and financial savvy from day one.
Youth Checking
For Kids Aged 12+
With no monthly service fees or minimum balances and joint-owner parental control, Sierra’s youth checking accounts are the perfect way to start teaching your teens about money management.
Stay up to date with our
Youth & Money Newsletter
A quarterly email crafted to help savvy parents and guardians raise savvy kids.
Sierra’s team share our favorite money-smart reads, listens, and activities for your and your little ones to enjoy together.
Youth Promos & Events
Stay updated on Sierra’s youth-focused offers and activities!
Youth Savings Accounts
Start your munchkins off right with their own savings account. You can open a joint Regular Share Savings account for children as young as newborns at Sierra Pacific. Keep an eye on their savings, add or withdraw funds as needed, and give them a place to watch their money grow as they do.
You can apply to open a new joint Regular Shares Account online or at your Sierra Pacific Branch.
Sierra Tips: Bring your older kids in to be a part of the experience! Maybe even give them cash to fund the account themselves.
Youth Checking Accounts
For Youth 12+
A checking account is a GREAT introduction to money management for your teen or preteen. Help them learn about wants vs. needs, checking account balances, and even using debit cards on planned purchases with Sierra’s joint youth checking accounts. Don’t worry, parents, joint account ownership lets you keep an eye on their progress, add or remove funds, and monitor transactions.
For members with an existing youth account, just log into online banking to open a checking.
No youth account yet? Apply online or in branch today.
Youth Money News
How LGBTQ Americans can plan for a more financially secure retirement
Consider these strategies to gain a more solid financial footing as you save for the future Because of a number of factors, including sexual orientation and gender discrimination in the workplace that was ruled unconstitutional by the U.S. Supreme Court only recently, many LGBTQ Americans face unique financial challenges today, including how to best prepare [...]
6 Tips for Teaching Your Kids to Save
Check out these ideas for helping children learn to set money aside When it comes to teaching children about money—including the importance of saving for the future—it’s smart to start early. And it’s really up to us, the parents, family members, and mentors of the next generation, to drive these points home. While it may […]
Sierra Pacific’s Summer Reading Challenge
Sometimes the best summer vacation can be found with the turn of a page. That's why Sierra Pacific is holding a Summer Reading Challenge. Kids 3-18 are encouraged to read books tailored to financial literacy for the chance to win some fantastic kid-friendly prizes! Get your favorite reading nook ready because from June 1st - [...]
How to Talk about Money with Kids at Any Age
How Do I Start Teaching My Kids About Money? Studies show that kids are already forming money habits as young as age seven. You can start teaching them simple financial lessons from the time they’re toddlers! It can be tough to know where to start, so we’ve compiled suggestions for how to talk money with [...]
