When something is important to you, you monitor it closely. When it’s your money, you keep it on a short leash.
Sierra Pacific’s Bill Pay lets you schedule, track, and send payments anywhere, anytime, all within your Online Banking account.
To enroll in Bill Pay, log in to Online Banking and navigate to “Bill Pay” on the main menu. Follow enrollment instructions to get started.
Not enrolled in online banking? Click here to get set up.
Set up one-time or recurring payments for all of your bills in a few simple steps. Never be late on a payment again.
Easily confirm that your payments have gone through
Track your payment history, verify account balances, set recurring payments, or receive email or text reminders when your bills are due.
Keep the house running smoothly. Schedule your rent, water, energy, gas, trash, phone, internet, and cable bills. View payment history to keep track of increases.
Missing loan payments can hurt your credit score. Add your auto and mortgage loans, and credit and store cards to manage the madness.
Bill Pay goes beyond business payments. You can set up one-time or scheduled payments to individuals, too. Pay allowances, the babysitter, and the landlord, all from one place.
Credit Score by SavvyMoney shows your score, report, and more inside of the Sierra Pacific mobile banking app. If your credit score isn’t working, try these solutions:
Note that only primary account holders have access to Credit Score. Joint members will not be able to use Credit Score unless they open their own account at Sierra Pacific.
If you still can’t see your credit score in the mobile app, contact SavvyMoney’s support team at support@savvymoney.com
Sierra Pacific Credit Union uses specific lending criteria to make decisions on loan approval, rate, terms, etc. Any loan application submitted to Sierra is subject to our lending policies and may not match the offer, estimated score, or estimated rate or savings presented in SavvyMoney.
If you think some information is wrong or inaccurate, you can obtain a free credit report from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually. Each bureau has its process for correcting inaccurate information.
Every Sierra Pacific CU user can file a dispute with TransUnion by clicking on the “Dispute” link within the Credit Score tool in online or mobile banking. TransUnion will share this with the other bureaus if the inaccuracy is verified. Members should check with each institution to confirm the innaccuracy has been fixed.
Sierra’s Credit Score widget in online and mobile banking updates automatically every 7 days. You can choose to refresh your score up to every 24 hours to see your latest score.
No. Your current credit score, report, and all other tools in the SavvyMoney widget in online and mobile banking can be viewed, used, and updated without impacting your credit score. SavvyMoney uses a soft pull to update your credit score information, which doesn’t hurt your score, no matter how often you update it.
No. Sierra Pacific provides this resource for FREE to all members enrolled in online banking.
Credit Score by SavvyMoney is a free service that we are now providing to all members of Sierra Pacific Federal Credit Union through your online or mobile banking account. Using SavvyMoney will have no impact on your score. It provides all members a free look at their current score, credit report, and ways to improve their score.
SavvyMoney includes additional features including:
Credit Score by SavvyMoney is a free service that we are now providing to all members of Sierra Pacific Federal Credit Union, and using Credit Score will have no impact on your score.
If you decide that you don’t want to use this service, there are three ways that you can turn it off.
You will not be automatically enrolled once you cancel this service. If at any point you would like to re-enroll, the Credit Score widget will be available for you to opt back in.
