All Your Bills, One Login

When something is important to you, you monitor it closely. When it’s your money, you keep it on a short leash.

Sierra Pacific’s Bill Pay lets you schedule, track, and send payments anywhere, anytime, all within your Online Banking account.

Online Enrollment

To enroll in Bill Pay, log in to Online Banking and navigate to “Bill Pay” on the main menu. Follow enrollment instructions to get started.

Not enrolled in online banking? Click here to get set up.

Take Control

Schedule

Set up one-time or recurring payments for all of your bills in a few simple steps. Never be late on a payment again.

Confirm

Easily confirm that your payments have gone through

Plan

Track your payment history, verify account balances, set recurring payments, or receive email or text reminders when your bills are due.

Pay Anyone, Anytime, Anywhere

Utilities, Rent, and Phone

Keep the house running smoothly. Schedule your rent, water, energy, gas, trash, phone, internet, and cable bills. View payment history to keep track of increases.

Loan and Credit Card Payments

Missing loan payments can hurt your credit score. Add your auto and mortgage loans, and credit and store cards to manage the madness.

Person to Person

Bill Pay goes beyond business payments. You can set up one-time or scheduled payments to individuals, too. Pay allowances, the babysitter, and the landlord, all from one place.

Bill Pay FAQs







Nothing. Our website, online banking links and logins, and all other member access are unchanged. All you need to do is share your thoughts and spread the word about Sierra.

No! Sierra is still the same credit union, run by your leadership team out of Reno, NV. We updated Sierra’s look and voice in our 2023 rebrand, but remain the same, unmerged credit union.

Yes! Sierra Pacific is still federally chartered and insured by the National Credit Union Administration (NCUA), a federal agency. In August of 2023 we dropped the term federal from our common use name, but we remain a federal credit union.

No, members don’t have to pay or do anything to be covered by Sierra’s NCUA and excess share insurance. Qualifying amounts are automatically covered.

NCUA deposit insurance covers up to $250,000 per member and ownership type.

  • Individual accounts (savings, checking, money market) are covered for up to $250,000 per member
  • Joint accounts (savings, checking, money market) are covered for up to $250,000 per owner – so an account with $500,000 and two joint owners would be fully insured by NCUA coverage.
  • Trust Accounts – Up to $250,000 per beneficiary for each owner
  • Retirement Accounts – Roth or Traditional IRA – Up to $250,000 total. Beneficiaries do not change the coverage amount.

NCUA-share-insurance-coverage-overview 3.2020

Sierra is federally insured by the NCUA, which means member deposits are insured for up to $250,000 per member per account ownership type. We also offer Excess Share Insurance, which covers an additional $250,000 on the same guidelines, bringing the total to $500,000 per member and ownership type.

So what are the ownership types?

This NCUA poster explains it best. 

Deposits at Sierra Pacific are insured by the NCUA and Excess Share Insurance. 

The NCUA insures up to $250,000 per individual member, per ownership category. Excess Share Insurance covers up to $250,000 in excess of that. In total, your Sierra shares are insured for up to $500,000 per member, per ownership category.

Check out these NCUA resources for more information on ownership types, and how NCUA insurance works. 

To estimate your total deposit coverage at Sierra, or another institution, visit mycreditunion.gov/insurance-estimator

Yes, your deposits at Sierra Pacific FCU are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per member per ownership type.

In addition, Sierra provides up to $250,000 of excess insurance for accounts that surpass the NCUA insurance limit.

In total, deposits are insured for up to $500,000 per member, per ownership type.

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Sierra Pacific Federal Credit Union