Regular Share Savings
The first step in joining the Sierra Pacific Federal Credit Union family is by opening and maintaining a savings account.  This account requires a $5 minimum balance.  The best part is we put that first $5 into the account!  All you will need to do is “meet our membership requirements”, bring in your driver’s license, and we’ll take care of the rest.  You will begin earning some of the highest interest rates available right away and you are federally insured!

Money Market Savings
We offer some of the highest interest rates on our money market accounts compared with other institutions.  Our rates are set up in 3 tiers.  Tier 1 is $10,000 to $24,999, tier 2 is $25,000 to $169,999 and tier 3 is $170,000 and up.  Check out our “rates page” to see what we are currently offering.  You can withdraw from this account 2 times a month without penalty; however, there are no check writing capabilities tied to this account.

Club Account
Are you looking for an easy way to save up for those holiday expenses or those big end of the year bills?  Well the Christmas Club may be a good way to do just that.  You can deposit funds into this account a number of ways and we will then issue payment to you on November 1st, just in time for all that shopping!

IRA Accounts
Sierra Pacific FCU offers both Traditional and Roth IRA accounts with rates generally above market.  These accounts offer plenty of tax breaks, giving you an opportunity to grow your money for the future.  Give one of our financial service representatives a call to find out more.

With only $25 you can open your own checking account and the best part – no minimum balance thereafter!  There are no limits to the amount of checks you write or are there limits on the amount of cash withdraws you make.  You will have unlimited access to your funds.  You will also be earning interest on your average daily balance when you keep a daily balance of $500 or more.  Take a look at what you will be earning today by going to our “rates page”.  To make things even more convenient for you, apply for a debit card and look at our “online banking” services with “bill pay”.  Another benefit is the easy online check re-order process.  Once your order has been established with us, you can re-order online just by clicking here – or by giving us a call.  It’s just that simple.

Online Banking
Get immediate access to your accounts 24 hours a day, transfer funds, view account balances, and much, much more.  Online banking gives you a convenient way to handle all of your banking needs in a secure environment.  With online banking, you will have access to all of your accounts.  You can see your balances, check your recent activity, and check your history.  You will be able to transfer funds within your account such as from your savings account to your checking account or vice versa.  You can also get “bill pay” and “e-statements” when you sign up for online banking.

Bill Pay
With online banking and a checking account, you will also have access to bill pay.  This will allow you to easily manage all of your bills in one location, securely.  All data processed through our bill pay system is encrypted, protecting your identity.  Bill pay is safer and more efficient than handwriting your payments and posting them.  Once your bill pay has been set up, scheduling payments on a single or recurring basis or even transferring funds to another institution becomes something so easy it just takes seconds to accomplish.  The best part?  No more stamps or envelopes or trips to the post office.

With online banking, you can also receive E-statements.  By signing up for E-statements, you will receive an email telling you when your statement is ready to be viewed.  By using this feature, it is possible for you to receive your statement days earlier than through the postal service.  You will also have the ability to download your most recent statement or look up a statement in the past.  All it takes is a few clicks of the mouse.

Notary Public
With your account, you have access to a Notary Public free of charge.  Each of our three locations offers this service by appointment.

Newsletter Sign Up

Sierra Pacific Federal Credit Union