Small Business, It’s A Big Deal

We understand your business is important to you and it’s important to us. That’s why we work with you locally, face-to-face to tackle your business objectives and connect you with local experts. Whether you’re just starting out, or a seasoned pro, Sierra Pacific meets you where you are.

Tailored to Fit.

We’ll work with you directly to build the loan, account, or service you need to get the job done.

construction workers with project in front of pile driver machine
Businesspeople Shaking Hands Before Meeting In Boardroom

Grow Together.

We know small businesses have a world of potential. Whether you’re ready to build your first office or your tenth, we’ll be here to make it happen.

Business Credit Cards

Give credit where credit is due. Our low rates and no annual fees help your business free up more capital for all the other expenses your business incurs.

woman in ivory jacket on a laptop holding a credit card
Smiling woman entrepreneur working on laptop sitting on chair with a businessman sitting in front. Office colleagues working on laptops sitting on chairs.

Business Term Loans

When your business is thriving and you want to take it to the next level, take a look at our term loans. We work with you to find the right fit to tackle your business objectives and pave the path to growth.

SBA 504 Loans

Our Business Lending Experts are equipped to guide you through the process of obtaining a SBA 504 Loan. As a nonprofit, we’re uniquely qualified to help you navigate the process of applying and acquiring SBA funding.

Busy young businessman working on laptop in lobby
Busy business people working in office

Business Line of Credit

Have the peace of mind and the ability to seize excellent business opportunities or cover an unexpected expense and avoid high-interest credit card debt. Have the freedom to manage whatever comes your way with a line of credit from Sierra Pacific.

Equipment Loans

From office equipment to construction equipment, and everything in between, our equipment loans are a great solution to fund the tools that fuel your business.

Side view of casual man working with modern printing equipment in typography office
Workers with drawings at the construction site

Construction Loans

Your business is a permanent fixture in your life; it should have a permanent space of its own to call home. When you’re ready to build it, come to us for a Construction-To-Term Loan.

We Can Help you Cover the Cost of Doing Business

Services include but are not limited to:

I always feel like a valued customer.

Rated 5 out of 5
March 12, 2021

Working with Sierra Pacific Federal Credit Union is always a great experience.We have business and personal accounts with them. I always feel like a valued customer with everyone. I know that should be a given in business, but it isn’t. I have had many circumstances where one of the larger nationwide banks has been unable or unwilling to solve my business or personal account problems or needs and SPFCU has always quickly, smoothly and professionally solved the same issues. Thank you!

Katherine Tresidder

SBA Loan assistance

Rated 5 out of 5
March 12, 2021

Megan was unbelievably helpful and responsive when helping with the PPP loan! She made the process stress free and I truly appreciated it!

Jane Mariluch

PPP Process

Rated 5 out of 5
February 18, 2021

I want to give a HUGE shout out to Megan M. in your lending department. She has been absolutely fantastic with her guidance and support through the PPP process. She helped me navigate the application process with ease. Megan and her team were just amazing. If I could give more than 5 stars I would. I have heard horror stories from others applying for PPP loans at other banks. But my experience with Megan and SPFCU was excellent.

Mark Zarubi

No Title

Rated 5 out of 5
February 17, 2021

Ichie Miguel is, bar none, THE BEST banker we have EVER worked with! She is personable, efficient and so easy to work with! I am so grateful to have ended up here with our car loan. She quickly demonstrated what a true banker / customer relationship should be like. Offered us excellent advice and helped us to refinance our existing car loans, open up a new car loan and even set us up with our small business loans. To top it off, gave us back 1% of our loans in cash!! I don’t even feel like I did any work because there was NO HASSLE. No hassle loans is a foreign concept to me. Thank you, THANK YOU Ichie for the excellent customer service! You are amazing and I will tell everyone I know about you. 🙂 If you want a great banking experience, it is at Sierra Pacific Credit Union… and if you want excellent service while at Sierra Pacific, it is with Ichie!

Jeana H.

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