College Freshman Checklist for Parents: Prep for Success
Sending your child off to college? It’s a proud moment – and a bit overwhelming. You’re not just packing up clothes and bedding. You’re sending them into adult life.
Here’s your essential College Launch Checklist – designed to help both of you feel ready, financially and emotionally.
1. Financial Firsts: Set Clear Expectations
Start with money talks before move-in day. Clarity now prevents stress later.
- Who’s Paying for What? Tuition, books, rent, gas – lay it all out.
- Build a Shared Budget: Include everything – even pizza runs and rideshares.
- Understand Financial Aid: Know when loans or grants hit, and what’s left to cover.
- Create an Emergency Fund: Even $500 in a Sierra Pacific FCU savings account can make a huge difference when something unexpected happens.
2. Set Up Smart Banking
College may be their first step toward independent money management. Set them up with tools to succeed.
- Open a Student Checking Account
- Enable Mobile Banking + Alerts
- Talk About Credit Wisely – usage, limits, and building history
- Review Security Tips – scams, phishing, card safety
Smart habits now build a solid financial foundation.
3. Dorm Prep: Shop Smart
Dorm shopping can get out of hand fast. Focus on must-haves, then add comfort later.
Must-Haves:
- Twin XL bedding, towels, toiletries
- First-aid kit, surge protectors, slippers
- Storage bins and simple decor
Pro Tips:
- Coordinate with roommates to avoid duplicates.
- Check school rules (no candles, hot plates, etc.).
- Shop in waves – start with basics, then add post-move-in.
- Use student discounts and thrift finds to stay budget-friendly.
4. Academic Readiness = Confidence
Supplies matter, but so do habits.
Before Move-In:
- Submit transcripts, vaccinations, class registrations
- Buy or rent textbooks – verify ISBNs before purchasing
- Get a solid backpack and tech gear
Encourage Smart Routines:
- Weekly study blocks
- Calendar reminders for assignments
- Campus resources: tutoring centers, office hours, study groups
5. Give Them Space – But Stay In Touch
This is their moment to shine. But your support still counts.
- Step back when needed, but stay available.
- Check in about more than grades— like money, roommates, and mental health.
- Celebrate independence, not just academic wins.
We’re Here for You and Your Student
At Sierra Pacific Federal Credit Union, we help families navigate big life transitions with financial tools that make sense.
Need help setting up a student account or building a college budget? Let’s talk.
Visit a branch or call us today. We’re ready to help your student succeed.
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