Holiday Skip-a-Pay
Skip one qualifying loan payment in November or December.* The holidays can give your budget plenty to do. Gifts, travel, get-togethers, and everything in between can add up quickly.
This season, give your budget a little more breathing room by skipping one qualifying Sierra Pacific Federal Credit Union loan payment in November or December.*
One Less Payment. A Little More Room for the Holidays.
Your loan isn't going anywhere—but one monthly payment can take the holiday off.
With Sierra Pacific's Skip-a-Pay, eligible members can skip one qualifying loan payment and use that month's room in the budget wherever it's needed most.
More for gifts.
More for travel.
More for holiday plans.
Or simply more breathing room.
Because sometimes the best gift you can give your budget is a month off.
Is My Loan Eligible?
Based on the prior program terms, your loan must have been open for at least three months, and your membership must be in good standing to qualify.
HELOCs, credit cards, and overdraft lines of credit are not eligible.*
Give Your Budget a Little Holiday Breathing Room.
One less payment could make this busy time of year feel a little lighter.
Ready to give your payment the holidays off?
To participate, Sierra Pacific Federal Credit Union must receive the Skip-a-Pay form at least three (3) business days before the scheduled monthly payment date. Available for one November 2026 or December 2026 payment on qualifying loans only. Loan must have been open for at least three (3) months, and member must be in good standing. Interest will continue to accrue during the skipped-payment period. HELOCs, credit cards and overdraft lines of credit are not eligible. Not all members or loans will qualify. ACH payments will not be stopped; funds will remain available for withdrawal from your Sierra Pacific savings account. Additional terms and conditions may apply. See Sierra Pacific Federal Credit Union for complete details. Federally insured by NCUA.