Welcome to Sierra Pacific Federal Credit Union in Reno, Nevada

For nearly a century, Sierra Pacific FCU has proudly served the Reno community with personalized financial solutions rooted in trust, care, and local commitment. Whether you're looking to open a checking account, finance your next vehicle, or grow your business, our Reno team is here to help. Stop by our Neil Road branch and experience the credit union difference—where you're not just a number, you're family.

Construction worker holding hard hat in hand and looking at phone in the other.
Woman with bangs and blue sweaters smiling while looking at and using cell phone.

Services & Products Offered

Personal Banking:

Checking & Savings (including youth accounts, money market, IRAs)

Credit Cards

Auto, Personal, Recreational, Mortgage & Home Equity Loans

Insurance, Financial Counseling & Financial Wellness tools

Insurance, Financial Counseling & Financial Wellness tools

Business Banking:

Business Checking & Savings accounts

Business Loans & Credit Cards

Digital & Banking Tools:

Online Banking & Bill Pay

Mobile App: remote deposit, biometric security, card control

Access to 30,000+ ATMs (Co‑Op Network) & 5,000+ shared branches nationwide

"I applied for an auto loan through SPFCU and received not only a great rate but also amazing customer service…"

Dave D.

"I always feel like a valued customer… larger banks have been unable or unwilling to solve… SPFCU has quickly, smoothly, and professionally solved the same issues."

Katherine T.

"Pellentesque ipsum urna, semper vel vestibulum ac, euismod non metus. Quisque vitae nibh a justo interdum volutpat. Pellentesque vehicula fringilla est ut sollicitudin."

Jonathan Byers
UX Designer

Disable your cards when they’re missing or show suspicious activity.

Snap a pic, follow the prompts, and deposit to your account before you know it.

Fingerprint or face ID, our app works with your smart device’s capabilities to protect your financial information.

When you want cash in hand, our app directs you to the nearest Co-Op network ATM or branch. Get your money without excessive fees and surcharges.

Contact Us

Feel free to send us a message and we will be back in touch as soon as we can. Thank you!