Online and Mobile Banking
Manage your money from home, the office, the store, the road… We’re with you wherever you go.
Get Started
Get Enrolled
You must be enrolled in Online Banking to access Mobile Banking. No worries – you can enroll online in minutes.
- Account Management
- Transfer between Accounts
- Remote Card Control
- Bill Pay
- And More
Get The App
Search for the Sierra Pacific Federal CU app in your device’s app store.
Access Online Banking features from your mobile device, plus:
- Mobile Check Deposit
- ATM and Branch Locater
- Fingerprint Login
Explore Online Banking
Mobile Check Deposit
Deposit checks with your mobile device. Available in Mobile Banking only. You must enroll in this feature to gain access
Card Control
Activate, pause, and disable your debit and credit cards within online or mobile banking
Apply for a Loan
Start, pause, and submit loan applications from inside online or mobile banking
Pay Your Bills
View, schedule, and manage all of your bills in one place. Enroll in Bill Pay to access this feature
ATM and Branch Locator
Available in Mobile Banking or through the link below. Find a surcharge-free Co-Op ATM or Shared Branch near you
Check Withdrawal
Available in Online Banking only. Request an amount to withdraw from your account, and we’ll mail you a check
Keep Track
View your e-statements, set up e-alerts, and manage devices
Online and Mobile Banking FAQs
Nothing. Our website, online banking links and logins, and all other member access are unchanged. All you need to do is share your thoughts and spread the word about Sierra.
No! Sierra is still the same credit union, run by your leadership team out of Reno, NV. We updated Sierra’s look and voice in our 2023 rebrand, but remain the same, unmerged credit union.
Yes! Sierra Pacific is still federally chartered and insured by the National Credit Union Administration (NCUA), a federal agency. In August of 2023 we dropped the term federal from our common use name, but we remain a federal credit union.
No, members don’t have to pay or do anything to be covered by Sierra’s NCUA and excess share insurance. Qualifying amounts are automatically covered.
NCUA deposit insurance covers up to $250,000 per member and ownership type.
- Individual accounts (savings, checking, money market) are covered for up to $250,000 per member
- Joint accounts (savings, checking, money market) are covered for up to $250,000 per owner – so an account with $500,000 and two joint owners would be fully insured by NCUA coverage.
- Trust Accounts – Up to $250,000 per beneficiary for each owner
- Retirement Accounts – Roth or Traditional IRA – Up to $250,000 total. Beneficiaries do not change the coverage amount.
Sierra is federally insured by the NCUA, which means member deposits are insured for up to $250,000 per member per account ownership type. We also offer Excess Share Insurance, which covers an additional $250,000 on the same guidelines, bringing the total to $500,000 per member and ownership type.
So what are the ownership types?
Deposits at Sierra Pacific are insured by the NCUA and Excess Share Insurance.
The NCUA insures up to $250,000 per individual member, per ownership category. Excess Share Insurance covers up to $250,000 in excess of that. In total, your Sierra shares are insured for up to $500,000 per member, per ownership category.
Check out these NCUA resources for more information on ownership types, and how NCUA insurance works.
To estimate your total deposit coverage at Sierra, or another institution, visit mycreditunion.gov/insurance-estimator
Yes, your deposits at Sierra Pacific FCU are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per member per ownership type.
In addition, Sierra provides up to $250,000 of excess insurance for accounts that surpass the NCUA insurance limit.
In total, deposits are insured for up to $500,000 per member, per ownership type.
Need help with Online or Mobile Banking?
We’re building help pages and tutorials. In the meantime, please contact your branch for help!
