Party Like It’s 1936.
Celebrate 90 years of Sierra Pacific with a $1,936 Holiday Loan at 6.36% APR.*
A lot has changed since 1936. Holiday wish lists have gotten longer. Travel has gotten faster. And thankfully, nobody expects you to do your shopping in 1936 dollars.
But one thing hasn't changed: the holidays have a way of adding up.
In honor of Sierra Pacific's 90th anniversary, we're going back to where it all began with a limited-time holiday loan inspired by our founding year.
$1,936
Holiday Loan
6.36% APR*
Fixed for a 12-month term
A Little More Merry. A Little Less Money Stress.
The holidays should be about the people you're celebrating with—not wondering how you're going to pay for everything.
Use your $1,936 Holiday Loan for the things that make the season yours:
- Gifts for everyone on your list
- Holiday travel
- Family gatherings and celebrations
- Seasonal expenses
- Or a little extra breathing room when December gets expensive
With a defined 12-month term and a special 6.36% APR, you'll know exactly what you're signing up for.
Why $1,936?
Because that's where our story began.
Sierra Pacific has been helping members move forward financially since 1936.
So for our 90th anniversary, we thought we'd celebrate the year that started it all—with $1,936 to help make your holidays a little brighter.
90 years later, we're still here for what comes next.
The Holiday Loan at a Glance
$1,936
Loan amount
6.36% APR*
Special anniversary rate
12 Months
Loan term
90 Years
Of Sierra Pacific
That's some pretty good holiday math.
APR = Annual Percentage Rate. 6.36% APR available on the promotional $1,936 Holiday Loan with a 12-month term. Subject to credit approval and membership eligibility. Offer available November 1, 2026 through December 31, 2026. Offer subject to change. See Sierra Pacific Federal Credit Union for complete details. Federally insured by NCUA.
*To participate in this offer, the Skip-A-Pay form must be returned to Sierra Pacific no later than three (3) business days prior to the scheduled monthly transaction date. Your ACH will not be stopped. Your funds will be available for withdrawal in your Sierra Pacific savings account. Available for November 2025 or December 2025 qualifying loans only. Loan must be open for at least three (3) months to qualify, and members must be in good standing. Interest will accrue during the entire term of the loan, including the non-payment period. HELOCs, credit cards, and overdraft lines of credit are not eligible. Not all members qualify. Members must apply between November 2025 and December 2025 to qualify. See credit union for details. Federally insured by NCUA.