Routing Number: 321280237

Credit card balance transfer

121625_SierraPacific_Balance Transfer_Digital_HP-2

Start the year with the hottest financial flex:

1% APR for 12 months on balance transfers.
Only in January — don’t miss the era.
 

Step Into Your 1% Era.

Every new year needs a main character moment — and honestly?
This 1% APR balance transfer is the plot twist your wallet has been waiting for.
 
High-interest cards have been stealing your spotlight for way too long.
Now it’s your turn to shine.

Transfer your balance to Sierra Pacific and unlock a rate that:
  • stays low for a full 12 months,
  • keeps more money in your pocket,
  • and supports your goals instead of draining them.
No villains.
No drama.
Just a smooth, glowing financial storyline… with you as the hero.

That difference can save you hundreds over the life of your loan.
 

Your main character era starts now.

Bring your balance where the rates support your story.

 

*To participate in this offer, the Skip-A-Pay form must be returned to Sierra Pacific no later than three (3) business days prior to the scheduled monthly transaction date. Your ACH will not be stopped. Your funds will be available for withdrawal in your Sierra Pacific savings account. Available for November 2025 or December 2025 qualifying loans only. Loan must be open for at least three (3) months to qualify, and members must be in good standing. Interest will accrue during the entire term of the loan, including the non-payment period. HELOCs, credit cards, and overdraft lines of credit are not eligible. Not all members qualify. Members must apply between November 2025 and December 2025 to qualify. See credit union for details. Federally insured by NCUA.