College Freshman Checklist for Parents: Prep for Success
Sending your child off to college? It’s a proud moment – and a bit overwhelming. You’re not just packing up clothes and bedding. You’re sending them into adult life.
Here’s your essential College Launch Checklist – designed to help both of you feel ready, financially and emotionally.
1. Financial Firsts: Set Clear Expectations
Start with money talks before move-in day. Clarity now prevents stress later.
- Who’s Paying for What? Tuition, books, rent, gas – lay it all out.
- Build a Shared Budget: Include everything – even pizza runs and rideshares.
- Understand Financial Aid: Know when loans or grants hit, and what’s left to cover.
- Create an Emergency Fund: Even $500 in a Sierra Pacific FCU savings account can make a huge difference when something unexpected happens.
2. Set Up Smart Banking
College may be their first step toward independent money management. Set them up with tools to succeed.
- Open a Student Checking Account
- Enable Mobile Banking + Alerts
- Talk About Credit Wisely – usage, limits, and building history
- Review Security Tips – scams, phishing, card safety
Smart habits now build a solid financial foundation.
3. Dorm Prep: Shop Smart
Dorm shopping can get out of hand fast. Focus on must-haves, then add comfort later.
Must-Haves:
- Twin XL bedding, towels, toiletries
- First-aid kit, surge protectors, slippers
- Storage bins and simple decor
Pro Tips:
- Coordinate with roommates to avoid duplicates.
- Check school rules (no candles, hot plates, etc.).
- Shop in waves – start with basics, then add post-move-in.
- Use student discounts and thrift finds to stay budget-friendly.
4. Academic Readiness = Confidence
Supplies matter, but so do habits.
Before Move-In:
- Submit transcripts, vaccinations, class registrations
- Buy or rent textbooks – verify ISBNs before purchasing
- Get a solid backpack and tech gear
Encourage Smart Routines:
- Weekly study blocks
- Calendar reminders for assignments
- Campus resources: tutoring centers, office hours, study groups
5. Give Them Space – But Stay In Touch
This is their moment to shine. But your support still counts.
- Step back when needed, but stay available.
- Check in about more than grades— like money, roommates, and mental health.
- Celebrate independence, not just academic wins.
We’re Here for You and Your Student
Need help setting up a student account or building a college budget? Let’s talk.