If you think some information is wrong or inaccurate, you can obtain a free credit report from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually. Each bureau has its process for correcting inaccurate information. Every Sierra Pacific CU user can file a dispute with TransUnion by clicking on the “Dispute” link within the Credit […]

What if the information provided by Credit Score appears to be inaccurate?

How are you helping members experiencing financial hardship?
We are here to help members reach their financial goals, even (and especially) when unexpected situations throw them off-track. There are a number of ways we can help members facing financial hardship. Please reach out so we can find the best solution for your situation. Email: jdemuth@sierrapacificfcu.org Call: 775-857-2424

Can I get a short-term loan until my income stabilizes?
We’re here to help, but want to find the best solution for each individual member. Reach out to see how we can best help you. Email: mmathias@sierrapacificfcu.org Call: 775-834-4579

What if my credit score changes between the time I’m preapproved and when my loan closes?
We run your credit score before pre-approving, and that original score applies for 45 days. If your preapproval period elapses before the loan is finalized, please contact your loan officer to discuss options.