Need a little extra holiday cash?

You can skip your auto, recreational, or signature loan payments for November or December. Enjoy a bit of extra breathing room this season, just when you need it most. Don’t stress about your holiday expenses or heating bills, just skip a payment and find the funds you need to make the most wonderful time of the year even more wonderful!


Click the button above to fill out a Skip-A-Pay request form quickly online, or stop by your branch.

  • Fee: There is a $50 fee for each loan payment you skip. This must be paid before we can process your request. You can pay this fee by:
    • Making an online payment
    • Choosing to transfer the fee from your checking or savings account
    • Bringing a check or cash to your branch
    • Mailing a check to 6100 Neil Rd, suite 150, Reno, NV 89511
  • The skipped payment is added to the end of your loan, and will extend your loan’s maturity date.
  • Eligible loans: Auto, Recreational, and signature loan payments may be skipped once per year, and up to twice over the life of the loan*
  • A 6-month payment history is required to skip a loan payment
  • If your loan payment is paid automatically through Payroll Deduction, you may need to come into a branch and/or update your payroll deduction form with your company’s HR department
  • The credit union may deny Skip-A-Pay requests at their discretion


*Skipping more than 2 payments over the life of a loan with GAP insurance will cause GAP to be canceled.

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Sierra Pacific Federal Credit Union