Digital Services
Online Banking
No need to stop by the branch. You can monitor and control all of your Sierra accounts and loans online, 24/7.
Manage Your Money
Monitor balances and transactions, transfer between accounts, use Sierra accounts to make your loan payments, and set e-alerts to stay up-to-date on account activity.
Bill Pay
Monitor, schedule, pay, and control all of your bills from one place. Once you enroll in Bill Pay, you can access this feature within your online and mobile banking.
Card Control
Easily turn pause, un-pause, or stop your debit and credit cards if they are lost or stolen. This feature is available in onine banking, or call your branch for help.
Apply for a Loan
Apply for a new loan from within online or mobile banking and enjoy an easier application process. Once you have your information gathered, this process takes just 10-15 minutes.
Mobile Banking
Access the features of online banking, plus a few more, from anywhere on your mobile device. Simply download the Sierra Pacific Federal Credit Union mobile app from your device’s app store, and log in to get started.
Remote Check Deposit
Deposit your checks from anywhere. Once enrolled, you’ll be able to access this feature in your Mobile Banking menu.
Find a Branch or ATM
You have access to nearly 30,000 surcharge-free ATMs nationwide through our Co-Op network. You can also use about 5,000 credit union branches across the country to access your Sierra Pacific accounts. Find the ATMs and Shared Branches near you easily in our mobile app.
Online Payments
Online Banking Transfers*
Move money between Sierra and other accounts for free, any time, using the “Transfers” function in online banking.
- One-time or Scheduled Transfers
- Transfer to and from external bank accounts
- No transaction fees
Online Payment Portal
If you’re in a hurry or want to make payments with an external debit card, the Payment Portal is for you.
- One-Time or Scheduled Payments
- Pay from a Debit Card or Bank Account
- Use Express Pay or Create an Account
- $4.95 fee per transaction
*You must be a Sierra member for 30+ days to access this feature. There is a 2-day waiting period between adding and verifying any external account during which the account will not be available for transfers. There are transaction, daily, and monthly transfer limits to keep your accounts secure.
Digital Wallets
Add your Sierra Pacific Debit and Credit Cards to your device’s digital wallet. Pay with your phone at some retail locations, or make online checkout a breeze.
Other Services
Wire Transfer
Send or receive money between institutions.
There is a fee associated with this service.
E-Statements
Make organization easier by signing up for e-statements. These electronic statements will be sent to your email and available to view in online and mobile banking each month. A safer, cleaner, easier alternative to paper statements.
Find a Branch or ATM
You have access to nearly 30,000 surcharge-free ATMs nationwide through our Co-Op network. You can also use about 5,000 credit union branches across the country to access your Sierra Pacific accounts. Find the ATMs and Shared Branches near you.
Digital Services FAQs
Credit Score by SavvyMoney shows your score, report, and more inside of the Sierra Pacific mobile banking app. If your credit score isn’t working, try these solutions:
- Update to the latest app version
- Navigate to the “My Credit Score” option in the main menu and agree to the terms of service
Note that only primary account holders have access to Credit Score. Joint members will not be able to use Credit Score unless they open their own account at Sierra Pacific.
If you still can’t see your credit score in the mobile app, contact SavvyMoney’s support team at support@savvymoney.com
Credit Score by SavvyMoney is a free service that we are now providing to all members of Sierra Pacific Federal Credit Union, and using Credit Score will have no impact on your score.
If you decide that you don’t want to use this service, there are three ways that you can turn it off.
- When entering Credit Score for the first time, a tutorial banner will be displayed. On the final page of the tutorial, you will see text that says, “Turn it off or on at any time”. Click on this text and you will be taken to a page that allows you to turn Credit Score off.
- Additionally, you can turn off Credit Score in the Welcome Email that you will receive on the date of enrollment. At the bottom of the email, you will see a button, “Turn off Credit Score”, and selecting this will turn it off.
- The final way to turn off Credit Score is within the tool itself. Log into online or mobile banking and click on your credit score widget. Select the “Resources” tab on the navigation bar. Then select the “View Now” button under Profile Settings and finally select “Deactivate Credit Score Account” at the bottom of this page.
You will not be automatically enrolled once you cancel this service. If at any point you would like to re-enroll, the Credit Score widget will be available for you to opt back in.
The following are our online banking supported browsers. We recommend using the most current version of your chosen browser for the best and most secure experience.
- Firefox
- Google Chrome
- Internet Explorer 11+ or Edge
- Opera
- Safari 9+
